Challenger banks
Challenger and digital banks. Browse individual debenture data for each lender in this cohort during January 2026.
Note: this report covers major lenders only and does not represent all active lenders in this cohort.
January 2026 - Year-over-year
Lenders
Challenger banks
6 major lenders| Lender | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Aldermore Bank | 229 | 334 | 522 | 432 | -90 | -17% |
| Shawbrook Bank | 244 | 143 | 216 | 161 | -55 | -25% |
| Allica Bank | 61 | 92 | 84 | 98 | +14 | +17% |
| Atom bank | 4 | 18 | 25 | 45 | +20 | +80% |
| Oxbury Bank | 9 | 8 | 11 | 21 | +10 | +91% |
| Oaknorth | 15 | 43 | 36 | 13 | -23 | -64% |
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