Regional Summary
February 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 282 | 156 | 255 | 1,255 | 70 | 2,382 |
| South East | 358 | 197 | 140 | 1,304 | 99 | 2,357 |
| North West | 185 | 135 | 53 | 650 | 61 | 1,310 |
| Midlands | 185 | 111 | 77 | 496 | 68 | 1,079 |
| Yorkshire / Humber | 157 | 85 | 42 | 360 | 30 | 736 |
| Scotland | 125 | 101 | 46 | 295 | 19 | 653 |
| South West | 151 | 68 | 45 | 283 | 34 | 668 |
| East of England | 127 | 60 | 30 | 283 | 26 | 590 |
| East Midlands | 63 | 47 | 9 | 198 | 9 | 362 |
| Wales | 75 | 35 | 15 | 166 | 5 | 356 |
| North East | 25 | 52 | 13 | 173 | 10 | 303 |
| Northern Ireland | 30 | - | 37 | 28 | 8 | 123 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (154)
- Lendinvest (91)
- Aldermore Bank (90)
- Natwest (78)
- Paragon Bank (78)
- Barclays Bank (77)
- Onesavings Bank (76)
Top Sectors
- Real estate (1556)
- Financial services (186)
- Building construction (84)
- Office & business support (59)
- Unknown (48)
- Retail trade (47)
- Wholesale trade (34)
South East
2ndTop Lenders
- The Mortgage Works (224)
- Barclays Bank (138)
- Aldermore Bank (131)
- Paragon Bank (100)
- HSBC (83)
- Fleet Mortgages (83)
- Together Commercial Finance (78)
Top Sectors
- Real estate (1524)
- Building construction (105)
- Financial services (90)
- Retail trade (50)
- Wholesale trade (37)
- Employment services (35)
- Accommodation (35)
North West
3rdTop Lenders
- Aldermore Bank (100)
- The Mortgage Works (100)
- Together Commercial Finance (69)
- Natwest (61)
- Paragon Bank (51)
- HSBC (46)
- Lloyds Bank (45)
Top Sectors
- Real estate (806)
- Financial services (69)
- Building construction (43)
- IT programming / consulting (29)
- Specialist construction (24)
- Office & business support (23)
- Human health (20)
Midlands
4thTop Lenders
- The Mortgage Works (90)
- Together Commercial Finance (73)
- Barclays Bank (70)
- Aldermore Bank (55)
- Paragon Bank (42)
- Lloyds Bank (41)
- HSBC (40)
Top Sectors
- Real estate (626)
- Financial services (66)
- Building construction (52)
- Accommodation (23)
- Head offices & consultancy (23)
- Office & business support (20)
- Specialist construction (20)
Top Lenders
- The Mortgage Works (68)
- Natwest (66)
- Aldermore Bank (63)
- Together Commercial Finance (47)
- Barclays Bank (35)
- Lloyds Bank (30)
- Paragon Bank (30)
Top Sectors
- Real estate (428)
- Building construction (45)
- Financial services (32)
- Retail trade (21)
- Accommodation (20)
- Specialist construction (16)
- Human health (13)
South West
6thTop Lenders
- Lloyds Bank (55)
- Aldermore Bank (47)
- Natwest (39)
- Barclays Bank (36)
- The Mortgage Works (32)
- Paragon Bank (31)
- HSBC (21)
Top Sectors
- Real estate (362)
- Building construction (43)
- Financial services (32)
- Retail trade (23)
- Accommodation (16)
- Wholesale trade (13)
- IT programming / consulting (12)
Scotland
7thTop Lenders
- The Mortgage Works (91)
- Aldermore Bank (77)
- Natwest (62)
- Together Commercial Finance (59)
- Paratus Amc (41)
- Barclays Bank (22)
- Lendinvest (22)
Top Sectors
- Real estate (399)
- Building construction (30)
- Accommodation (24)
- Office & business support (20)
- Financial services (18)
- Food & beverage services (16)
- Personal services (10)
East of England
8thTop Lenders
- The Mortgage Works (59)
- Barclays Bank (45)
- Aldermore Bank (43)
- HSBC (38)
- Lloyds Bank (28)
- Paragon Bank (25)
- Kensington Mortgage Company (19)
Top Sectors
- Real estate (334)
- Building construction (42)
- Financial services (23)
- Specialist construction (20)
- Retail trade (17)
- Head offices & consultancy (9)
- Rental & leasing (8)
East Midlands
9thTop Lenders
- The Mortgage Works (42)
- Aldermore Bank (29)
- Together Commercial Finance (22)
- Barclays Bank (20)
- Paragon Bank (18)
- Kensington Mortgage Company (17)
- Natwest (16)
Top Sectors
- Real estate (259)
- Financial services (15)
- Building construction (10)
- Residential care (7)
- Retail trade (6)
- Accommodation (6)
- Human health (6)
Wales
10thTop Lenders
- The Mortgage Works (30)
- Development Bank of Wales (29)
- HSBC (23)
- Barclays Bank (20)
- Lloyds Bank (20)
- Together Commercial Finance (16)
- Aldermore Bank (16)
Top Sectors
- Real estate (200)
- Building construction (20)
- Retail trade (12)
- Land transport & logistics (10)
- Specialist construction (10)
- Financial services (10)
- Accommodation (10)
North East
11thTop Lenders
- The Mortgage Works (39)
- Aldermore Bank (35)
- Paragon Bank (23)
- Together Commercial Finance (21)
- Shawbrook Bank (14)
- Tenzing Private Equity (10)
- Barclays Bank (8)
Top Sectors
- Real estate (215)
- Specialist construction (10)
- Financial services (9)
- Building construction (8)
- Retail trade (6)
- Office & business support (6)
- Accommodation (6)
Northern Ireland
12thTop Lenders
- Danske Bank (23)
- Kensington Mortgage Company (18)
- Natwest (17)
- Barclays Bank (10)
- Bank of Ireland (9)
- Close Brothers (6)
- Allied Irish Bank (5)
Top Sectors
- Real estate (41)
- Building construction (11)
- Financial services (10)
- Retail trade (6)
- Head offices & consultancy (4)
- Wholesale trade (3)
- Accommodation (3)