Regional Summary
March 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 316 | 195 | 272 | 1,631 | 86 | 2,925 |
| South East | 476 | 240 | 206 | 1,561 | 93 | 2,851 |
| North West | 244 | 153 | 110 | 799 | 66 | 1,552 |
| Midlands | 212 | 135 | 82 | 624 | 67 | 1,262 |
| Yorkshire / Humber | 181 | 78 | 56 | 418 | 56 | 897 |
| Scotland | 120 | 86 | 60 | 290 | 34 | 658 |
| South West | 214 | 84 | 73 | 375 | 22 | 842 |
| East of England | 162 | 59 | 44 | 416 | 40 | 809 |
| East Midlands | 57 | 47 | 27 | 255 | 23 | 450 |
| Wales | 78 | 38 | 18 | 192 | 20 | 416 |
| North East | 50 | 52 | 22 | 216 | 13 | 395 |
| Northern Ireland | 25 | 5 | 50 | 39 | 5 | 141 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (187)
- Onesavings Bank (129)
- Lendinvest (120)
- HSBC (110)
- Aldermore Bank (102)
- Barclays Bank (93)
- Fleet Mortgages (86)
Top Sectors
- Real estate (1944)
- Financial services (206)
- Building construction (114)
- Office & business support (69)
- Unknown (62)
- Retail trade (46)
- Head offices & consultancy (39)
South East
2ndTop Lenders
- The Mortgage Works (344)
- Barclays Bank (140)
- Aldermore Bank (134)
- Lloyds Bank (131)
- Natwest (103)
- HSBC (102)
- Together Commercial Finance (101)
Top Sectors
- Real estate (1838)
- Building construction (148)
- Financial services (99)
- Retail trade (62)
- Human health (59)
- Office & business support (49)
- Specialist construction (45)
North West
3rdTop Lenders
- The Mortgage Works (161)
- Together Commercial Finance (96)
- Aldermore Bank (96)
- Natwest (88)
- Kensington Mortgage Company (60)
- Paratus Amc (56)
- Lloyds Bank (56)
Top Sectors
- Real estate (995)
- Financial services (79)
- Building construction (60)
- Human health (36)
- Wholesale trade (30)
- Unknown (26)
- Accommodation (25)
Midlands
4thTop Lenders
- The Mortgage Works (145)
- Aldermore Bank (78)
- Together Commercial Finance (71)
- Barclays Bank (69)
- Lloyds Bank (53)
- HSBC (49)
- Paragon Bank (48)
Top Sectors
- Real estate (764)
- Financial services (77)
- Building construction (54)
- Wholesale trade (29)
- Residential care (27)
- Retail trade (25)
- Human health (22)
Top Lenders
- The Mortgage Works (82)
- Lloyds Bank (63)
- Aldermore Bank (48)
- Together Commercial Finance (45)
- Natwest (44)
- Barclays Bank (39)
- HSBC (35)
Top Sectors
- Real estate (480)
- Financial services (59)
- Building construction (43)
- Wholesale trade (32)
- Retail trade (26)
- Unknown (21)
- Office & business support (17)
South West
6thTop Lenders
- The Mortgage Works (66)
- Natwest (64)
- Barclays Bank (56)
- Lloyds Bank (51)
- Aldermore Bank (49)
- HSBC (43)
- Paragon Bank (35)
Top Sectors
- Real estate (446)
- Building construction (68)
- Financial services (40)
- Retail trade (25)
- Head offices & consultancy (19)
- Specialist construction (18)
- Human health (17)
East of England
7thTop Lenders
- The Mortgage Works (83)
- Lloyds Bank (50)
- Paragon Bank (42)
- Natwest (41)
- Barclays Bank (38)
- Aldermore Bank (35)
- HSBC (33)
Top Sectors
- Real estate (460)
- Building construction (57)
- Financial services (23)
- Education (20)
- Wholesale trade (18)
- Accommodation (16)
- Unknown (15)
Scotland
8thTop Lenders
- The Mortgage Works (79)
- Aldermore Bank (66)
- Together Commercial Finance (61)
- Natwest (57)
- Lendinvest (30)
- HSBC (26)
- Paratus Amc (23)
Top Sectors
- Real estate (388)
- Building construction (27)
- Accommodation (26)
- Financial services (20)
- Retail trade (16)
- Office & business support (16)
- Repair / installation (13)
East Midlands
9thTop Lenders
- The Mortgage Works (63)
- Paragon Bank (27)
- Kensington Mortgage Company (22)
- Barclays Bank (22)
- Aldermore Bank (20)
- HSBC (17)
- Together Commercial Finance (16)
Top Sectors
- Real estate (293)
- Building construction (27)
- Financial services (19)
- Wholesale trade (11)
- Wholesale & retail trade (9)
- Unknown (7)
- Other professional services (6)
Wales
10thTop Lenders
- The Mortgage Works (32)
- Development Bank of Wales (32)
- Natwest (28)
- Aldermore Bank (27)
- Together Commercial Finance (23)
- Barclays Bank (19)
- HSBC (16)
Top Sectors
- Real estate (228)
- Financial services (20)
- Building construction (19)
- Retail trade (13)
- Wholesale trade (12)
- Education (11)
- Accommodation (8)
North East
11thTop Lenders
- The Mortgage Works (58)
- Aldermore Bank (39)
- Paragon Bank (25)
- Together Commercial Finance (23)
- Barclays Bank (16)
- Handlesbanken (15)
- Lloyds Bank (15)
Top Sectors
- Real estate (273)
- Financial services (16)
- Building construction (15)
- Wholesale trade (9)
- Accommodation (8)
- Retail trade (6)
- Human health (6)
Northern Ireland
12thTop Lenders
- Kensington Mortgage Company (29)
- Danske Bank (27)
- Bank of Ireland (16)
- Natwest (14)
- HSBC (10)
- Allied Irish Bank (5)
- Quantum Mortgages (3)
Top Sectors
- Real estate (52)
- Financial services (14)
- Retail trade (13)
- Agriculture (11)
- Building construction (8)
- Specialist construction (7)
- Human health (5)