Regional Summary
January 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 248 | 146 | 196 | 1,186 | 54 | 2,093 |
| South East | 313 | 181 | 91 | 971 | 76 | 1,849 |
| North West | 147 | 120 | 51 | 514 | 52 | 1,034 |
| Midlands | 172 | 104 | 40 | 439 | 71 | 943 |
| Yorkshire / Humber | 110 | 67 | 40 | 330 | 30 | 683 |
| Scotland | 116 | 72 | 31 | 313 | 21 | 618 |
| South West | 134 | 62 | 26 | 250 | 22 | 571 |
| East of England | 96 | 44 | 37 | 234 | 21 | 490 |
| East Midlands | 54 | 37 | 11 | 180 | 13 | 329 |
| Wales | 84 | 31 | 7 | 132 | 13 | 311 |
| North East | 35 | 38 | 6 | 127 | 20 | 279 |
| Northern Ireland | 16 | - | 28 | 17 | 5 | 74 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (119)
- Lendinvest (105)
- Barclays Bank (86)
- Onesavings Bank (85)
- Together Commercial Finance (84)
- HSBC (78)
- Paragon Bank (74)
Top Sectors
- Real estate (1381)
- Financial services (152)
- Building construction (67)
- Unknown (66)
- Office & business support (47)
- Retail trade (31)
- IT programming / consulting (27)
South East
2ndTop Lenders
- The Mortgage Works (176)
- Barclays Bank (113)
- Paragon Bank (99)
- Aldermore Bank (97)
- Lloyds Bank (90)
- Natwest (64)
- Together Commercial Finance (63)
Top Sectors
- Real estate (1168)
- Building construction (106)
- Financial services (70)
- Retail trade (44)
- Human health (44)
- Wholesale trade (42)
- Specialist construction (40)
North West
3rdTop Lenders
- Aldermore Bank (80)
- The Mortgage Works (76)
- Together Commercial Finance (67)
- Barclays Bank (50)
- Paragon Bank (49)
- Glas Trust (48)
- Natwest (39)
Top Sectors
- Real estate (661)
- Financial services (53)
- Utilities (47)
- Building construction (28)
- Wholesale trade (22)
- Accommodation (17)
- Human health (17)
Midlands
4thTop Lenders
- The Mortgage Works (85)
- Barclays Bank (70)
- Aldermore Bank (66)
- Together Commercial Finance (65)
- Paragon Bank (40)
- Lloyds Bank (40)
- HSBC (33)
Top Sectors
- Real estate (545)
- Financial services (47)
- Retail trade (41)
- Building construction (35)
- Wholesale trade (26)
- Specialist construction (16)
- Human health (16)
Top Lenders
- Kroll Trustee Services (50)
- The Mortgage Works (46)
- Aldermore Bank (37)
- Paragon Bank (34)
- Natwest (31)
- Together Commercial Finance (30)
- Lloyds Bank (29)
Top Sectors
- Real estate (392)
- Residential care (51)
- Building construction (35)
- Financial services (20)
- Specialist construction (15)
- Retail trade (14)
- Human health (11)
Scotland
6thTop Lenders
- The Mortgage Works (89)
- Together Commercial Finance (71)
- Natwest (53)
- Aldermore Bank (44)
- HSBC (37)
- Lendinvest (33)
- Paratus Amc (24)
Top Sectors
- Real estate (366)
- Building construction (27)
- Financial services (18)
- Head offices & consultancy (16)
- Accommodation (15)
- Unknown (14)
- Office & business support (13)
South West
7thTop Lenders
- Lloyds Bank (51)
- The Mortgage Works (41)
- Paragon Bank (34)
- HSBC (34)
- Aldermore Bank (32)
- Natwest (30)
- Barclays Bank (19)
Top Sectors
- Real estate (284)
- Building construction (46)
- Financial services (35)
- Retail trade (21)
- Wholesale trade (14)
- Specialist construction (13)
- Unknown (11)
East of England
8thTop Lenders
- The Mortgage Works (40)
- Aldermore Bank (33)
- HSBC (30)
- Paragon Bank (25)
- Natwest (24)
- Barclays Bank (23)
- Lloyds Bank (19)
Top Sectors
- Real estate (272)
- Building construction (32)
- Financial services (27)
- Retail trade (11)
- Residential care (10)
- Land transport & logistics (10)
- Employment services (9)
East Midlands
9thTop Lenders
- The Mortgage Works (31)
- Paragon Bank (25)
- Aldermore Bank (23)
- Barclays Bank (18)
- Together Commercial Finance (16)
- Natwest (14)
- Lloyds Bank (14)
Top Sectors
- Real estate (223)
- Financial services (14)
- Building construction (11)
- Retail trade (9)
- Wholesale trade (8)
- Human health (5)
- Personal services (5)
Wales
10thTop Lenders
- HSBC (26)
- Barclays Bank (25)
- The Mortgage Works (23)
- Natwest (20)
- Aldermore Bank (20)
- Development Bank of Wales (17)
- Paragon Bank (16)
Top Sectors
- Real estate (164)
- Financial services (15)
- Building construction (12)
- Specialist construction (10)
- Sports & recreation (10)
- Accommodation (10)
- Retail trade (8)
North East
11thTop Lenders
- Aldermore Bank (27)
- Kroll Trustee Services (23)
- The Mortgage Works (22)
- Together Commercial Finance (17)
- Barclays Bank (14)
- Lloyds Bank (12)
- Paragon Bank (12)
Top Sectors
- Real estate (167)
- Land transport & logistics (18)
- Financial services (16)
- Human health (8)
- Retail trade (7)
- Architecture & engineering (4)
- Specialist construction (4)
Northern Ireland
12thTop Lenders
- Danske Bank (18)
- Kensington Mortgage Company (16)
- Natwest (9)
- HSBC (7)
- Bank of Ireland (6)
- Close Brothers (4)
- Allied Irish Bank (3)
Top Sectors
- Real estate (27)
- Agriculture (5)
- Office & business support (4)
- Retail trade (4)
- Wholesale trade (3)
- Building construction (3)
- Electronics (2)