Sector Breakdown
September 2025 sector analysis
Debentures by sector and lender category
| Sector | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| Real estate | 421 | 818 | 318 | 6,102 | 13 | 7,907 |
| Financial services | 173 | 45 | 102 | 60 | 29 | 622 |
| Building construction | 98 | 48 | 83 | 282 | 32 | 617 |
| Retail trade | 147 | 12 | 20 | 22 | 11 | 269 |
| Wholesale trade | 63 | 5 | 13 | 7 | 30 | 169 |
| Unknown | 43 | 11 | 24 | 44 | 9 | 173 |
| Office & business support | 62 | 15 | 22 | 18 | 29 | 231 |
| Specialist construction | 38 | 11 | 18 | 32 | 50 | 195 |
| Human health | 103 | 10 | 14 | 2 | 7 | 149 |
| Residential care | 54 | 22 | 22 | 7 | 7 | 134 |
| Accommodation | 28 | 10 | 15 | 37 | 1 | 112 |
| Employment services | 22 | - | - | 1 | 70 | 107 |
| Head offices & consultancy | 62 | 4 | 20 | 7 | 23 | 206 |
| Food & beverage services | 96 | 7 | 12 | 17 | 2 | 162 |
| IT programming / consulting | 26 | 4 | 8 | 5 | 5 | 103 |
| Wholesale & retail trade | 44 | 2 | 2 | 6 | 9 | 96 |
| Land transport & logistics | 13 | 2 | 4 | 4 | 45 | 87 |
| Personal services | 48 | 5 | 16 | 10 | 13 | 113 |
| Agriculture | 41 | 21 | 6 | 3 | 1 | 80 |
| Education | 37 | 3 | 24 | 1 | 8 | 87 |
| Sports & recreation | 21 | 2 | 4 | 2 | 2 | 65 |
| Other professional services | 27 | 1 | 2 | 2 | 10 | 60 |
| Architecture & engineering | 8 | 1 | 4 | - | 7 | 44 |