Monthly Report May 2026 3 major lenders

High Street IF

90 debentures in May 2026
-9% vs May 2025

Note: covers the three principal bank invoice finance arms tracked in the Spark Intel dataset.

May 2026 - Year-over-year

Lenders

High Street IF

3 major lenders
Lender 2023 2024 2025 2026 Chg YoY
Lloyds Commercial Finance 41493724 -13 -35%
RBS Invoice Finance 71233035 +5 +17%
HSBC Invoice Finance 25222731 +4 +15%

Source: Companies House debenture filings, May 2026. Figures represent registrations in the calendar month only.

May 2026 Market Commentary Available

Read the full CCO commentary on May 2026 UK debenture registrations - covering the continued buy-to-let surge, SME loan provider spike, and year-to-date trends.

View May 2026 Overview →