Regional Summary
March 2026 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 493 | 205 | 313 | 1,704 | 59 | 3,210 |
| South East | 567 | 234 | 126 | 1,390 | 86 | 2,640 |
| North West | 251 | 172 | 85 | 890 | 50 | 1,634 |
| Midlands | 276 | 114 | 36 | 653 | 50 | 1,236 |
| Yorkshire / Humber | 184 | 87 | 61 | 448 | 51 | 914 |
| Scotland | 157 | 134 | 45 | 420 | 19 | 811 |
| South West | 175 | 59 | 36 | 330 | 28 | 712 |
| East of England | 137 | 67 | 26 | 382 | 20 | 694 |
| East Midlands | 93 | 44 | 19 | 229 | 16 | 433 |
| Wales | 102 | 32 | 13 | 216 | 11 | 424 |
| North East | 84 | 37 | 18 | 186 | 8 | 366 |
| Northern Ireland | 29 | 2 | 64 | 46 | 2 | 154 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- Lloyds Bank (174)
- Onesavings Bank (156)
- Lendinvest (156)
- The Mortgage Works (147)
- The Mortgage Works (147)
- Together Commercial Finance (121)
- HSBC (121)
Top Sectors
- Real estate (2159)
- Financial services (219)
- Building construction (120)
- Human health (64)
- Human health (64)
- Office & business support (59)
- Food & beverage services (46)
South East
2ndTop Lenders
- The Mortgage Works (236)
- Lloyds Bank (210)
- Barclays Bank (149)
- HSBC (135)
- Together Commercial Finance (123)
- Aldermore Bank (113)
- Kensington Mortgage Company (105)
Top Sectors
- Real estate (1731)
- Building construction (130)
- Financial services (109)
- Retail trade (64)
- Human health (54)
- Specialist construction (52)
- Office & business support (44)
North West
3rdTop Lenders
- The Mortgage Works (124)
- Aldermore Bank (106)
- Together Commercial Finance (90)
- Lloyds Bank (81)
- Barclays Bank (68)
- HSBC (63)
- Godiva Mortgages (62)
Top Sectors
- Real estate (1093)
- Financial services (86)
- Building construction (59)
- Specialist construction (30)
- IT programming / consulting (26)
- Personal services (20)
- Head offices & consultancy (20)
Midlands
4thTop Lenders
- The Mortgage Works (133)
- Lloyds Bank (100)
- Together Commercial Finance (80)
- Barclays Bank (65)
- HSBC (61)
- Aldermore Bank (59)
- Natwest (50)
Top Sectors
- Real estate (819)
- Financial services (57)
- Building construction (34)
- Retail trade (29)
- Food & beverage services (23)
- Specialist construction (22)
- Wholesale trade (20)
Top Lenders
- The Mortgage Works (80)
- Lloyds Bank (65)
- Together Commercial Finance (58)
- Aldermore Bank (53)
- Natwest (44)
- HSBC (39)
- Paragon Bank (38)
Top Sectors
- Real estate (559)
- Building construction (62)
- Financial services (40)
- Retail trade (21)
- Wholesale trade (19)
- Specialist construction (18)
- Wholesale & retail trade (15)
Scotland
6thTop Lenders
- Together Commercial Finance (99)
- The Mortgage Works (98)
- Aldermore Bank (86)
- Lloyds Bank (60)
- Natwest (51)
- Paratus Amc (50)
- Lendinvest (44)
Top Sectors
- Real estate (562)
- Building construction (29)
- Retail trade (27)
- Accommodation (20)
- Unknown (15)
- Food & beverage services (15)
- Financial services (13)
South West
7thTop Lenders
- Lloyds Bank (77)
- The Mortgage Works (49)
- HSBC (42)
- Natwest (30)
- Together Commercial Finance (27)
- Aldermore Bank (27)
- Barclays Bank (26)
Top Sectors
- Real estate (403)
- Building construction (50)
- Financial services (37)
- Retail trade (17)
- Food & beverage services (15)
- Human health (15)
- Specialist construction (13)
East of England
8thTop Lenders
- Lloyds Bank (61)
- The Mortgage Works (58)
- Aldermore Bank (40)
- Together Commercial Finance (40)
- Paragon Bank (33)
- Godiva Mortgages (31)
- Barclays Bank (30)
Top Sectors
- Real estate (466)
- Building construction (43)
- Financial services (27)
- Retail trade (15)
- Specialist construction (13)
- Food & beverage services (12)
- Agriculture (11)
East Midlands
9thTop Lenders
- The Mortgage Works (52)
- Together Commercial Finance (28)
- HSBC (28)
- Barclays Bank (27)
- Aldermore Bank (21)
- Natwest (20)
- Lloyds Bank (18)
Top Sectors
- Real estate (290)
- Financial services (19)
- Building construction (16)
- Wholesale & retail trade (10)
- Personal services (7)
- Residential care (6)
- Employment services (6)
Wales
10thTop Lenders
- The Mortgage Works (33)
- Lloyds Bank (32)
- Barclays Bank (32)
- Together Commercial Finance (32)
- HSBC (25)
- Development Bank of Wales (23)
- Aldermore Bank (20)
Top Sectors
- Real estate (251)
- Building construction (25)
- Financial services (20)
- Wholesale trade (13)
- Accommodation (11)
- Specialist construction (9)
- Retail trade (9)
North East
11thTop Lenders
- Together Commercial Finance (35)
- Lloyds Bank (30)
- The Mortgage Works (29)
- Natwest (28)
- Aldermore Bank (22)
- Paragon Bank (22)
- Barclays Bank (18)
Top Sectors
- Real estate (246)
- Financial services (14)
- Building construction (12)
- Wholesale trade (11)
- Unknown (10)
- Retail trade (5)
- Specialist construction (5)
Northern Ireland
12thTop Lenders
- Danske Bank (33)
- Kensington Mortgage Company (32)
- Bank of Ireland (20)
- Natwest (18)
- Quantum Mortgages (7)
- HSBC (6)
- Allied Irish Bank (6)
Top Sectors
- Real estate (65)
- Financial services (13)
- Human health (11)
- Accommodation (6)
- Agriculture (5)
- Building construction (4)
- Land transport & logistics (4)