Sector Breakdown
January 2026 sector analysis
Debentures by sector and lender category
| Sector | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| Real estate | 373 | 574 | 232 | 4,763 | 20 | 6,155 |
| Financial services | 169 | 37 | 71 | 55 | 23 | 534 |
| Building construction | 81 | 40 | 37 | 203 | 21 | 469 |
| Retail trade | 130 | 5 | 13 | 10 | 10 | 201 |
| Wholesale trade | 68 | 3 | 15 | 6 | 29 | 178 |
| Unknown | 34 | 7 | 21 | 32 | 3 | 132 |
| Office & business support | 61 | 4 | 28 | 6 | 14 | 154 |
| Specialist construction | 50 | 10 | 12 | 24 | 23 | 153 |
| Human health | 88 | 4 | 5 | 1 | 8 | 112 |
| Residential care | 68 | 11 | 7 | 8 | 6 | 124 |
| Accommodation | 36 | 8 | 14 | 25 | 3 | 104 |
| Employment services | 10 | - | 2 | 1 | 66 | 93 |
| Head offices & consultancy | 24 | 4 | 12 | 14 | 15 | 105 |
| Food & beverage services | 75 | 7 | 7 | 16 | - | 121 |
| IT programming / consulting | 26 | 6 | 10 | - | 10 | 94 |
| Wholesale & retail trade | 30 | 4 | 1 | 4 | 8 | 58 |
| Land transport & logistics | 16 | 1 | - | - | 44 | 73 |
| Utilities | 15 | 1 | 5 | - | - | 32 |
| Personal services | 37 | 4 | 12 | 11 | 9 | 100 |
| Agriculture | 27 | 12 | 3 | - | 2 | 49 |
| Fabricated metal products | 16 | 3 | 3 | 1 | 5 | 40 |
| Education | 33 | 2 | 13 | 1 | 4 | 68 |
| Sports & recreation | 16 | - | 8 | 1 | 2 | 34 |