Regional Summary
August 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 317 | 128 | 284 | 1,450 | 62 | 2,618 |
| South East | 361 | 192 | 155 | 1,351 | 86 | 2,395 |
| North West | 174 | 133 | 70 | 720 | 80 | 1,387 |
| Midlands | 178 | 103 | 41 | 525 | 64 | 1,034 |
| Yorkshire / Humber | 103 | 65 | 52 | 418 | 44 | 751 |
| Scotland | 113 | 117 | 30 | 341 | 14 | 649 |
| South West | 150 | 65 | 42 | 339 | 36 | 694 |
| East of England | 116 | 57 | 31 | 345 | 22 | 624 |
| East Midlands | 70 | 44 | 30 | 198 | 9 | 393 |
| Wales | 68 | 43 | 13 | 179 | 21 | 365 |
| North East | 53 | 49 | 10 | 174 | 12 | 329 |
| Northern Ireland | 24 | 4 | 40 | 27 | 6 | 120 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (145)
- Onesavings Bank (109)
- HSBC (106)
- Together Commercial Finance (105)
- Together Commercial Finance (105)
- Barclays Bank (79)
- Kensington Mortgage Company (76)
Top Sectors
- Real estate (1701)
- Financial services (204)
- Building construction (101)
- Office & business support (65)
- Office & business support (65)
- Head offices & consultancy (42)
- Human health (37)
South East
2ndTop Lenders
- The Mortgage Works (208)
- Barclays Bank (135)
- Kensington Mortgage Company (108)
- Aldermore Bank (102)
- Together Commercial Finance (99)
- Paragon Bank (94)
- Lloyds Bank (80)
Top Sectors
- Real estate (1524)
- Building construction (123)
- Financial services (111)
- Office & business support (53)
- Wholesale trade (46)
- Specialist construction (44)
- Food & beverage services (36)
North West
3rdTop Lenders
- The Mortgage Works (111)
- Together Commercial Finance (109)
- Aldermore Bank (84)
- Natwest (66)
- Paragon Bank (46)
- Barclays Bank (45)
- Lloyds Bank (38)
Top Sectors
- Real estate (866)
- Financial services (89)
- Building construction (58)
- Wholesale trade (34)
- Retail trade (32)
- Specialist construction (27)
- Office & business support (23)
Midlands
4thTop Lenders
- The Mortgage Works (125)
- Aldermore Bank (59)
- Together Commercial Finance (54)
- Barclays Bank (54)
- HSBC (48)
- Natwest (43)
- Kensington Mortgage Company (41)
Top Sectors
- Real estate (651)
- Financial services (56)
- Building construction (38)
- Retail trade (27)
- Specialist construction (17)
- Wholesale trade (17)
- Office & business support (15)
Top Lenders
- The Mortgage Works (85)
- Aldermore Bank (47)
- Together Commercial Finance (44)
- Paragon Bank (36)
- Barclays Bank (33)
- Kensington Mortgage Company (32)
- Natwest (29)
Top Sectors
- Real estate (495)
- Financial services (29)
- Building construction (24)
- Retail trade (15)
- Specialist construction (14)
- Head offices & consultancy (14)
- Land transport & logistics (13)
South West
6thTop Lenders
- Lloyds Bank (48)
- The Mortgage Works (45)
- Natwest (39)
- Aldermore Bank (36)
- Together Commercial Finance (32)
- Barclays Bank (32)
- HSBC (31)
Top Sectors
- Real estate (385)
- Building construction (59)
- Financial services (39)
- Retail trade (17)
- Agriculture (16)
- Office & business support (15)
- Accommodation (14)
Scotland
7thTop Lenders
- The Mortgage Works (92)
- Together Commercial Finance (81)
- Aldermore Bank (79)
- Natwest (45)
- Lendinvest (44)
- HSBC (31)
- Paratus Amc (28)
Top Sectors
- Real estate (435)
- Building construction (23)
- Accommodation (18)
- Financial services (16)
- Retail trade (14)
- Office & business support (14)
- Food & beverage services (13)
East of England
8thTop Lenders
- The Mortgage Works (64)
- HSBC (42)
- Aldermore Bank (33)
- Paragon Bank (29)
- Barclays Bank (27)
- Natwest (26)
- Together Commercial Finance (24)
Top Sectors
- Real estate (380)
- Building construction (35)
- Financial services (26)
- Human health (14)
- Agriculture (12)
- Wholesale trade (10)
- Office & business support (9)
East Midlands
9thTop Lenders
- The Mortgage Works (37)
- Barclays Bank (26)
- Aldermore Bank (20)
- Natwest (17)
- Together Commercial Finance (17)
- Lloyds Bank (15)
- Kensington Mortgage Company (13)
Top Sectors
- Real estate (247)
- Financial services (25)
- Residential care (13)
- Building construction (11)
- Human health (11)
- Education (9)
- Office & business support (7)
Wales
10thTop Lenders
- The Mortgage Works (35)
- Barclays Bank (25)
- Aldermore Bank (23)
- Together Commercial Finance (23)
- Lloyds Bank (18)
- Natwest (16)
- Paragon Bank (14)
Top Sectors
- Real estate (211)
- Retail trade (18)
- Accommodation (17)
- Financial services (14)
- Building construction (11)
- Specialist construction (8)
- Utilities (7)
North East
11thTop Lenders
- The Mortgage Works (40)
- Aldermore Bank (30)
- Together Commercial Finance (23)
- Natwest (21)
- Paragon Bank (19)
- Barclays Bank (15)
- HSBC (14)
Top Sectors
- Real estate (225)
- Financial services (18)
- Retail trade (11)
- Building construction (10)
- Specialist construction (8)
- Fabricated metal products (4)
- Wholesale trade (4)
Northern Ireland
12thTop Lenders
- Danske Bank (21)
- Kensington Mortgage Company (19)
- Natwest (15)
- Bank of Ireland (12)
- HSBC (8)
- British Growth Fund (8)
- Quantum Mortgages (6)
Top Sectors