Monthly Report April 2026 3 major lenders

High Street IF

99 debentures in April 2026
-26% vs April 2025

Note: covers the three principal bank invoice finance arms tracked in the Spark Intel dataset.

April 2026 - Year-over-year

Lenders

High Street IF

3 major lenders
Lender 2023 2024 2025 2026 Chg YoY
Lloyds Commercial Finance 46644935 -14 -29%
RBS Invoice Finance 45263325 -8 -24%
HSBC Invoice Finance 36385339 -14 -26%

Source: Companies House debenture filings, April 2026. Figures represent registrations in the calendar month only.

April 2026 Market Commentary Available

Read the full CEO commentary on April 2026 UK debenture registrations - covering the buy-to-let surge, Iran war impact on SME lending, and year-to-date trends.

View April 2026 Overview →