Sector Breakdown
November 2025 sector analysis
Debentures by sector and lender category
| Sector | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| Real estate | 677 | 640 | 281 | 6,311 | 21 | 8,137 |
| Financial services | 236 | 41 | 105 | 55 | 43 | 721 |
| Building construction | 69 | 49 | 68 | 262 | 22 | 546 |
| Retail trade | 148 | 18 | 20 | 16 | 4 | 255 |
| Wholesale trade | 84 | 13 | 17 | 5 | 27 | 203 |
| Unknown | 54 | 12 | 25 | 41 | 13 | 211 |
| Office & business support | 57 | 9 | 27 | 17 | 18 | 204 |
| Specialist construction | 65 | 14 | 13 | 23 | 42 | 188 |
| Human health | 131 | 1 | 20 | 6 | 7 | 181 |
| Residential care | 45 | 9 | 26 | 14 | 6 | 124 |
| Accommodation | 39 | 9 | 26 | 56 | 1 | 143 |
| Employment services | 13 | 2 | 4 | 1 | 90 | 131 |
| Head offices & consultancy | 57 | 6 | 16 | 13 | 20 | 180 |
| Food & beverage services | 91 | 5 | 7 | 15 | 4 | 150 |
| IT programming / consulting | 28 | 11 | 6 | 8 | 15 | 178 |
| Wholesale & retail trade | 47 | 7 | 7 | 9 | 3 | 97 |
| Land transport & logistics | 13 | 2 | 3 | 2 | 34 | 78 |
| Personal services | 33 | 5 | 20 | 11 | 10 | 102 |
| Agriculture | 48 | 15 | 13 | 2 | 1 | 85 |
| Fabricated metal products | 23 | 1 | 4 | - | 10 | 42 |
| Education | 28 | 10 | 11 | 4 | 6 | 68 |
| Sports & recreation | 14 | 4 | 3 | 5 | 1 | 55 |
| Other professional services | 18 | - | 1 | 2 | 5 | 45 |