Sector Analysis November 2025 16th by volume

Personal services

Sector breakdown for Personal services during November 2025. 102 total debentures registered across all lender categories.

November 2025 - Debentures by Lender Category

Lender Category Breakdown

Personal services

102 total

Top Lenders

Leading lenders in Personal services

Lender Debentures
HSBC 11
Barclays Bank 10
Julian Hodge Bank 8
Natwest 7
Lloyds Bank 5
eCapital Commercial Finance 3

Top Regions

Regional distribution for Personal services

Region Debentures
South East 32
London 26
Yorkshire / Humber 10
North West 10
Scotland 6

Notable Debentures in November 2025

DateBusinessLenderBus. ageFinancials
27/11/2025HOME FROM HOME CAREJulian Hodge Bank21.6 yrsMar-2025, Turnover: £21.1m, Trade Debtors: £2.2m, Debts: £21.4m, Net Assets: £12.4m
11/11/2025ORSETT HALL LIMITEDMetro Bank4.8 yrsMay-2025, Trade Debtors: £32k, Net Assets: £-147k, Staff: 175, Est PBT: £-85k
18/11/2025OPUS BUSINESS SYSTEMSLloyds Bank33.7 yrsApr-2025, Turnover: £30.4m, Trade Debtors: £3.3m, Debts: £570k, Net Assets: £2.6m
04/11/2025EVERARD HOLDINGS LIMITEDBarclays Bank9.2 yrsSep-2024, Turnover: £27.4m, Trade Debtors: £4.1m, Debts: £2.3m, Other debts: £372k
28/11/2025WAYNE CONNOLLY HOLDINGSSantander17.9 yrsApr-2025, Turnover: £7.9m, Trade Debtors: £1.2m, Debts: £1.1m, Net Assets: £4.9m
27/11/2025INTERSCO (HFHC) LIMITED-4.1 yrsMar-2025, Trade Debtors: £0k, Net Assets: £0k, Staff: 109
03/11/2025FOTOLEC TECHNOLOGIESBarclays Bank46 yrsJun-2024, Trade Debtors: £701k, Net Assets: £12.7m, Staff: 21, Est PBT: £988k
24/11/2025TRIKOMO NO.2 LIMITEDUnited Overseas Bank8.9 yrsMar-2025, Turnover: £544k, Trade Debtors: £6k, Net Assets: £583k, Est PBT: £257k
05/11/2025JUSTCO LTDLloyds Bank19.8 yrsMar-2025, Trade Debtors: £94k, Debts: £9k, Net Assets: £396k, Staff: 69, Est PBT: £29k
12/11/2025AVORA CAPITAL LTD-5.4 yrsJun-2024, Net Assets: £6.8m, Staff: 2

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