Regional Summary
May 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 352 | 149 | 324 | 1,401 | 63 | 2,635 |
| South East | 368 | 182 | 154 | 1,184 | 118 | 2,258 |
| North West | 258 | 151 | 71 | 667 | 52 | 1,342 |
| Midlands | 206 | 136 | 48 | 472 | 67 | 1,061 |
| Yorkshire / Humber | 163 | 90 | 61 | 324 | 48 | 762 |
| Scotland | 114 | 89 | 25 | 273 | 11 | 570 |
| South West | 178 | 86 | 32 | 263 | 30 | 673 |
| East of England | 106 | 68 | 28 | 261 | 34 | 563 |
| East Midlands | 56 | 29 | 19 | 178 | 12 | 316 |
| Wales | 62 | 46 | 19 | 168 | 11 | 340 |
| North East | 41 | 46 | 13 | 172 | 26 | 316 |
| Northern Ireland | 19 | 1 | 31 | 26 | 3 | 96 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (130)
- HSBC (130)
- Lendinvest (116)
- Onesavings Bank (103)
- Barclays Bank (89)
- Together Commercial Finance (81)
- Lloyds Bank (76)
Top Sectors
- Real estate (1686)
- Financial services (198)
- Building construction (94)
- Unknown (66)
- Office & business support (65)
- Retail trade (50)
- Human health (39)
South East
2ndTop Lenders
- The Mortgage Works (181)
- Barclays Bank (120)
- Lloyds Bank (109)
- Aldermore Bank (107)
- Together Commercial Finance (106)
- Paragon Bank (92)
- HSBC (87)
Top Sectors
- Real estate (1373)
- Building construction (137)
- Financial services (118)
- Retail trade (57)
- Office & business support (47)
- Specialist construction (35)
- Human health (30)
North West
3rdTop Lenders
- Together Commercial Finance (135)
- Aldermore Bank (100)
- The Mortgage Works (80)
- Natwest (76)
- HSBC (75)
- Barclays Bank (72)
- Paragon Bank (42)
Top Sectors
- Real estate (845)
- Financial services (86)
- Building construction (46)
- IT programming / consulting (32)
- Wholesale trade (27)
- Retail trade (23)
- Accommodation (19)
Midlands
4thTop Lenders
- The Mortgage Works (84)
- Barclays Bank (78)
- Aldermore Bank (70)
- Together Commercial Finance (62)
- Natwest (48)
- HSBC (47)
- Kensington Mortgage Company (40)
Top Sectors
- Real estate (598)
- Financial services (57)
- Building construction (50)
- Wholesale trade (27)
- Retail trade (26)
- Specialist construction (22)
- Office & business support (20)
Top Lenders
- The Mortgage Works (73)
- Aldermore Bank (55)
- Lloyds Bank (52)
- Barclays Bank (47)
- Together Commercial Finance (39)
- Natwest (34)
- HSBC (30)
Top Sectors
- Real estate (421)
- Financial services (39)
- Building construction (36)
- Retail trade (28)
- Specialist construction (16)
- Food manufacturing (15)
- Human health (14)
South West
6thTop Lenders
- Lloyds Bank (54)
- Barclays Bank (47)
- HSBC (40)
- Natwest (37)
- The Mortgage Works (34)
- Aldermore Bank (30)
- Shawbrook Bank (29)
Top Sectors
- Real estate (315)
- Building construction (58)
- Financial services (36)
- Wholesale & retail trade (23)
- Retail trade (22)
- Specialist construction (22)
- Food & beverage services (16)
Scotland
7thTop Lenders
- The Mortgage Works (73)
- Together Commercial Finance (71)
- Aldermore Bank (70)
- Natwest (42)
- Lendinvest (32)
- HSBC (29)
- Paratus Amc (27)
Top Sectors
- Real estate (359)
- Building construction (22)
- Financial services (19)
- Office & business support (13)
- Retail trade (12)
- Accommodation (11)
- Food & beverage services (11)
East of England
8thTop Lenders
- The Mortgage Works (49)
- Barclays Bank (40)
- Aldermore Bank (36)
- Paragon Bank (31)
- Kensington Mortgage Company (26)
- HSBC (25)
- Together Commercial Finance (24)
Top Sectors
- Real estate (318)
- Financial services (36)
- Building construction (32)
- Retail trade (16)
- Employment services (14)
- Wholesale trade (13)
- Agriculture (10)
Wales
9thTop Lenders
- The Mortgage Works (30)
- Aldermore Bank (30)
- Barclays Bank (22)
- Paragon Bank (18)
- HSBC (15)
- Lloyds Bank (13)
- Shawbrook Bank (12)
Top Sectors
- Real estate (199)
- Retail trade (14)
- Building construction (14)
- Financial services (10)
- Food & beverage services (7)
- Specialist construction (7)
- Agriculture (6)
East Midlands
10thTop Lenders
- The Mortgage Works (41)
- Barclays Bank (21)
- Aldermore Bank (17)
- Natwest (17)
- Paragon Bank (15)
- Together Commercial Finance (13)
- Kensington Mortgage Company (13)
Top Sectors
- Real estate (216)
- Building construction (15)
- Retail trade (8)
- Financial services (8)
- Wholesale trade (7)
- Human health (7)
- Specialist construction (6)
North East
11thTop Lenders
- Aldermore Bank (31)
- The Mortgage Works (28)
- Together Commercial Finance (28)
- Landbay (15)
- Paragon Bank (12)
- Charter Court Financial Services (12)
- HSBC (12)
Top Sectors
- Real estate (221)
- Building construction (11)
- Retail trade (10)
- Specialist construction (8)
- Architecture & engineering (7)
- Financial services (5)
- Head offices & consultancy (5)
Northern Ireland
12thTop Lenders
- Danske Bank (20)
- Kensington Mortgage Company (13)
- Natwest (12)
- Quantum Mortgages (5)
- Ortus Secured Finance (4)
- HSBC (4)
- Allied Irish Bank (3)
Top Sectors
- Real estate (34)
- Retail trade (7)
- Building construction (7)
- Financial services (6)
- Food & beverage services (6)
- Agriculture (5)
- Manufacturing (other) (3)