Regional Summary
June 2025 - debentures across 12 regions
Debentures by region and lender category
| Region | High St | Challengers | Other banks | Property | ABL/IF | Total |
|---|---|---|---|---|---|---|
| London | 378 | 145 | 345 | 1,452 | 63 | 2,799 |
| South East | 419 | 188 | 178 | 1,243 | 95 | 2,352 |
| North West | 235 | 161 | 79 | 693 | 78 | 1,423 |
| Midlands | 185 | 134 | 52 | 521 | 73 | 1,148 |
| Yorkshire / Humber | 142 | 99 | 79 | 359 | 44 | 787 |
| Scotland | 125 | 69 | 45 | 319 | 17 | 674 |
| South West | 198 | 56 | 56 | 284 | 50 | 727 |
| East of England | 158 | 60 | 33 | 315 | 37 | 651 |
| East Midlands | 81 | 59 | 16 | 197 | 13 | 407 |
| Wales | 122 | 31 | 17 | 186 | 12 | 434 |
| North East | 89 | 57 | 30 | 175 | 15 | 397 |
| Northern Ireland | 38 | - | 53 | 36 | 11 | 157 |
Regional Detail
Top lenders and sectors by region
London
1stTop Lenders
- The Mortgage Works (150)
- Together Commercial Finance (115)
- Lendinvest (113)
- Barclays Bank (112)
- HSBC (111)
- Onesavings Bank (107)
- Lloyds Bank (85)
Top Sectors
- Real estate (1751)
- Financial services (252)
- Building construction (122)
- Office & business support (76)
- Unknown (59)
- Retail trade (53)
- Food & beverage services (41)
South East
2ndTop Lenders
- The Mortgage Works (215)
- Barclays Bank (132)
- HSBC (118)
- Together Commercial Finance (115)
- Aldermore Bank (107)
- Lloyds Bank (98)
- Kensington Mortgage Company (96)
Top Sectors
- Real estate (1443)
- Building construction (147)
- Financial services (100)
- Retail trade (54)
- Office & business support (48)
- Specialist construction (47)
- Wholesale trade (35)
North West
3rdTop Lenders
- The Mortgage Works (123)
- Aldermore Bank (112)
- Together Commercial Finance (92)
- Natwest (62)
- Lloyds Bank (61)
- Barclays Bank (58)
- HSBC (54)
Top Sectors
- Real estate (869)
- Financial services (75)
- Building construction (57)
- Retail trade (36)
- Human health (34)
- Head offices & consultancy (29)
- Wholesale trade (27)
Midlands
4thTop Lenders
- The Mortgage Works (97)
- Together Commercial Finance (70)
- Aldermore Bank (70)
- Ares Management (66)
- Barclays Bank (52)
- Lloyds Bank (46)
- HSBC (44)
Top Sectors
- Real estate (653)
- Financial services (64)
- Education (54)
- Building construction (51)
- Retail trade (27)
- Human health (22)
- Wholesale trade (20)
Top Lenders
- The Mortgage Works (91)
- Aldermore Bank (65)
- Together Commercial Finance (45)
- HSBC (40)
- Barclays Bank (37)
- Natwest (34)
- Lloyds Bank (31)
Top Sectors
- Real estate (466)
- Financial services (32)
- Personal services (29)
- Building construction (28)
- Head offices & consultancy (16)
- Retail trade (15)
- Specialist construction (15)
South West
6thTop Lenders
- Lloyds Bank (55)
- Barclays Bank (55)
- The Mortgage Works (51)
- Natwest (46)
- HSBC (42)
- Aldermore Bank (28)
- Paragon Bank (19)
Top Sectors
- Real estate (332)
- Building construction (55)
- Financial services (44)
- Retail trade (25)
- Accommodation (22)
- Head offices & consultancy (18)
- Human health (14)
Scotland
7thTop Lenders
- The Mortgage Works (113)
- Together Commercial Finance (75)
- Natwest (56)
- Aldermore Bank (48)
- HSBC (33)
- Lendinvest (32)
- Paratus Amc (27)
Top Sectors
- Real estate (394)
- Office & business support (27)
- Education (19)
- Specialist construction (17)
- Building construction (15)
- Retail trade (15)
- Financial services (13)
East of England
8thTop Lenders
- The Mortgage Works (69)
- Barclays Bank (52)
- Natwest (43)
- HSBC (35)
- Aldermore Bank (32)
- Lloyds Bank (28)
- Kensington Mortgage Company (27)
Top Sectors
- Real estate (355)
- Building construction (37)
- Financial services (30)
- Retail trade (24)
- Land transport & logistics (21)
- Specialist construction (15)
- Agriculture (14)
Wales
9thTop Lenders
- Barclays Bank (40)
- Lloyds Bank (31)
- The Mortgage Works (28)
- Natwest (27)
- HSBC (24)
- Aldermore Bank (22)
- Together Commercial Finance (18)
Top Sectors
- Real estate (221)
- Financial services (25)
- Building construction (21)
- Specialist construction (15)
- Accommodation (14)
- Retail trade (13)
- Wholesale trade (8)
East Midlands
10thTop Lenders
- The Mortgage Works (41)
- Aldermore Bank (33)
- Barclays Bank (24)
- HSBC (23)
- Natwest (20)
- Paragon Bank (16)
- Shawbrook Bank (15)
Top Sectors
North East
11thTop Lenders
- Aldermore Bank (49)
- Barclays Bank (47)
- The Mortgage Works (43)
- Together Commercial Finance (23)
- Lloyds Bank (23)
- Paragon Bank (15)
- Natwest (11)
Top Sectors
- Real estate (238)
- Sports & recreation (35)
- Financial services (16)
- Retail trade (13)
- Wholesale trade (10)
- Residential care (7)
- Unknown (7)
Northern Ireland
12thTop Lenders
- Kensington Mortgage Company (25)
- Danske Bank (23)
- Natwest (20)
- Allied Irish Bank (15)
- HSBC (13)
- Bank of Ireland (9)
- Quantum Mortgages (9)
Top Sectors