ABL + Invoice Finance
September 2025
20th in cohort
Zodeq
September 2025 debenture analysis for Zodeq. ABL + Invoice Finance cohort, ranked 20th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 76 | 79 | 134 | 115 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Zodeq | 4.4 | £75k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 4 |
| Financial services | 1 |
| Logistics & warehousing | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 3 |
| Yorkshire / Humber | 2 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/09/2025 | KOVACS GROUP LTD | 12.9 yrs | Midlands | Employment services | Mar-2025, Debts: £388k, Net Assets: £275k, Staff: 1060, Est PBT: £-18k |
| 16/09/2025 | EXCEL ESCORT SOLUTIONS LTD | 8 yrs | Midlands | Logistics & warehousing | Oct-2024, Trade Debtors: £100k, Net Assets: £26k, Staff: 24, Est PBT: £-285k |
| 10/09/2025 | TRANSITION PARTNERS | 14 yrs | Yorkshire / | Employment services | Sep-2024, Trade Debtors: £86k, Net Assets: £834k, Staff: 4, Est PBT: £-262k |
| 03/09/2025 | BOX LEISURE RECRUITMENT | 5.6 yrs | North West | Employment services | Aug-2024, Trade Debtors: £51k, Net Assets: £10k, Staff: 3, Est PBT: £4k |
| 29/09/2025 | EXCEL SOLUTIONS GROUP LTD | 6.2 yrs | Midlands | Financial services | Oct-2024, Net Assets: £0k, Staff: 2, Est PBT: £0k |
| 16/09/2025 | SOCIUM RECRUITMENT | 8 yrs | Yorkshire / | Employment services | Aug-2024, Net Assets: £-14k, Staff: 1, Est PBT: £-58k |