ABL + Invoice Finance
October 2025
18th in cohort
Zodeq
October 2025 debenture analysis for Zodeq. ABL + Invoice Finance cohort, ranked 18th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 9 | 22 | 8 | -175% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Zodeq | 4.4 | £75k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 4 |
| Office & business support | 1 |
| Repair / installation | 1 |
| Architecture & engineering | 1 |
| IT programming / consulting | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 3 |
| North West | 2 |
| East of England | 1 |
| North East | 1 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/10/2025 | HALCYON CARE (NORTH WEST) | 2.1 yrs | North West | Employment services | Sep-2024, Net Assets: £2k, Staff: 15, Est PBT: £0k |
| 23/10/2025 | DIGITAL REPUBLIC TALENT LTD | 10.5 yrs | London | Employment services | Apr-2025, Trade Debtors: £118k, Debts: £183k, Net Assets: £3k, Staff: 3, Est PBT: £258k |
| 07/10/2025 | WORKFORCE PERSONNEL | 9.7 yrs | East of England | Employment services | Mar-2025, Net Assets: £7k, Staff: 3, Est PBT: £18k |
| 07/10/2025 | PROWIDEN RECRUITMENT | 1.8 yrs | London | IT programming / consulting | Dec-2024, Net Assets: £-23k, Staff: 2, Est PBT: £0k |
| 09/10/2025 | GRAFT RECRUITMENT LTD | 3 yrs | Midlands | Architecture & engineering | Oct-2024, Net Assets: £9k, Staff: 1, Est PBT: £-10k |
| 23/10/2025 | INTRO CONSTRUCTION | 2.3 yrs | North West | Office & business support | Aug-2025, Net Assets: £-6k, Est PBT: £-9k |
| 07/10/2025 | DAVID&ARJANA MARINE | 0.4 yrs | North East 0 Repair / installation LIMITED | - | - |
| 07/10/2025 | VIRTUS | 7 yrs | LTD 0.8 London 0 Employment services | - | - |