ABL + Invoice Finance
February 2025
8th in cohort
Zodeq
February 2025 debenture analysis for Zodeq. ABL + Invoice Finance cohort, ranked 8th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 8 | 11 | 18 | +39% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Zodeq | 3.9 | -£16k |
| Cohort average | 9.6 | £811k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 13 |
| Residential care | 2 |
| Human health | 1 |
| Office & business support | 1 |
| Public sector & defence | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 5 |
| Yorkshire / Humber | 4 |
| South East | 3 |
| Midlands | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/02/2025 | YELLOW ROSE HEALTHCARE LIMITED | 5 yrs | North West | Human health | Jan-2024, Net Assets: £56k, Staff: 37, Est PBT: £34k |
| 21/02/2025 | PAT&FLO LIMITED | 3 yrs | London | Employment services | Feb-2025, Net Assets: £1k, Staff: 12, Est PBT: £2k |
| 07/02/2025 | WHITE HORSE EMPLOYMENT NETWORK LIMITED | 31.4 yrs | South West | Employment services | Dec-2024, Trade Debtors: £155k, Net Assets: £94k, Staff: 12, Est PBT: £1k |
| 24/02/2025 | LUSTRO LTD | 3.8 yrs | Midlands | Residential care | Apr-2025, Net Assets: £-2k, Staff: 11, Est PBT: £10k |
| 28/02/2025 | DYNASTY HEALTH CARE LTD | 2.6 yrs | London | Employment services | Jul-2024, Net Assets: £21k, Staff: 10, Est PBT: £22k |
| 14/02/2025 | VERUS RECRUITMENT PARTNERS LIMITED | 6.2 yrs | Yorkshire / Humber | Employment services | Jun-2024, Net Assets: £6k, Staff: 4, Est PBT: £2k |
| 04/02/2025 | ZYGO PEOPLE LIMITED | 1.3 yrs | Yorkshire / Humber | Employment services | Mar-2025, Trade Debtors: £17k, Net Assets: £-18k, Staff: 3, Est PBT: £-16k |
| 04/02/2025 | DAYA KAUR RECRUITMENT LIMITED | 0.9 yrs | Midlands | Employment services | Mar-2025, Net Assets: £2k, Staff: 2 |
| 21/02/2025 | SOLAR TEACHING LTD | 1.8 yrs | North West | Employment services | Oct-2024, Trade Debtors: £35k, Net Assets: £3k, Staff: 1, Est PBT: £3k |
| 04/02/2025 | VERMILLION ANALYTICS LTD | 1.2 yrs | South East | Employment services | Dec-2024, Net Assets: £-3k, Staff: 1, Est PBT: £0k |