ABL + Invoice Finance
August 2025
12th in cohort
Zodeq
August 2025 debenture analysis for Zodeq. ABL + Invoice Finance cohort, ranked 12th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 14 | 7 | 14 | 12 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Zodeq | 4.4 | £75k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 3 |
| Employment services | 3 |
| Office & business support | 2 |
| Social work | 1 |
| Residential care | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 4 |
| South East | 3 |
| Midlands | 2 |
| London | 2 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/08/2025 | FLEXI RECRUITMENT SERVICES | 8.7 yrs | North West | Land transport & logistics | Dec-2024, Trade Debtors: £1.8m, Debts: £460k, Net Assets: £684k, Staff: 16 |
| 12/08/2025 | HATWEL LTD | 7.8 yrs | South East | Social work | Jan-2025, Debts: £15k, Net Assets: £11k, Staff: 54, Est PBT: £54k |
| 05/08/2025 | PANDA CARE SOURCER | 1.8 yrs | London | Employment services | Oct-2025, Net Assets: £1k, Staff: 38, Est PBT: £9k |
| 12/08/2025 | SIERRA ATLANTIC CARE LTD | 1.8 yrs | South East | Residential care | Jan-2025, Net Assets: £-74k, Est PBT: £0k |
| 20/08/2025 | OHGB LTD | 3.7 yrs | Midlands | Office & business support | Dec-2024, Net Assets: £204k, Staff: 2, Est PBT: £128k |
| 20/08/2025 | INTER CARE STAFFING LIMITED | 4.2 yrs | London | Employment services | Dec-2025, Net Assets: £28k, Staff: 2, Est PBT: £7k |
| 12/08/2025 | FOREFRONT TECHNOLOGY | 0.2 yrs | Midlands 0 Office & business support SOLUTIONS LIMITED | - | - |
| 12/08/2025 | SIERRA ATLANTIC LTD | 3.2 yrs | South East | Wholesale trade | Jan-2025, Net Assets: £0k |
| 20/08/2025 | HELMREC LTD | 0.8 yrs | North West 0 Employment services | - | - |
| 05/08/2025 | FLEXI-GEN LTD | 1 yrs | North West 0 Land transport & logistics | - | - |