Property Specialist
December 2025
21st in cohort
West One Loan
December 2025 debenture analysis for West One Loan. Property Specialist cohort, ranked 21st.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 45 | 44 | 57 | 72 | +21% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| West One Loan | 5.6 | £422k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 56 |
| Building construction | 12 |
| Financial services | 1 |
| Unknown | 1 |
| Wholesale trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 20 |
| London | 15 |
| North West | 9 |
| Midlands | 6 |
| East of England | 5 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/12/2025 | PARK PROPERTIES HOUSING | 8 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 24/12/2025 | OXON PROPERTY | 23.5 yrs | London | Real estate | Mar-2025, Net Assets: £1.9m, Staff: 1, Est PBT: £-78k |
| 22/12/2025 | TM INVESTMENT PORTFOLIO | 7.9 yrs | South East | Real estate | Oct-2024, Net Assets: £55k, Est PBT: £8k |
| 01/12/2025 | LEYTONSTONE SERVICE | 26.7 yrs | London | Wholesale trade | Oct-2024, Net Assets: £1.7m, Staff: 3, Est PBT: £349k |
| 16/12/2025 | HANSON SERVICES LIMITED | 17.1 yrs | South East | Building construction | Nov-2024, Trade Debtors: £37k, Debts: £41k, Net Assets: £3.4m, Staff: 6, Est PBT: £-10k |
| 19/12/2025 | DOI PROPERTY SERVICE | 6.8 yrs | North West | Real estate | Mar-2025, Debts: £2.1m, Net Assets: £56k, Staff: 1, Est PBT: £41k |
| 22/12/2025 | LEGACY EQUITIES LTD | 4.8 yrs | South East | Real estate | Mar-2025, Net Assets: £-228k, Est PBT: £67k |
| 04/12/2025 | HOWARD DEVELOPMENTS | 6.7 yrs | East of England | Real estate | Mar-2025, Net Assets: £-63k, Staff: 2, Est PBT: £-183k |
| 01/12/2025 | MOLIUM PROPERTY VENTURES | 12.4 yrs | Midlands | Real estate | Jul-2025, Net Assets: £64k, Est PBT: £37k |
| 29/12/2025 | HOUGHTON HOMES (IPSWICH) | 7.1 yrs | East of England | Real estate | Nov-2025, Net Assets: £-25k, Staff: 1, Est PBT: £-23k |