Other banks
September 2025
16th in cohort
Virgin Money
September 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 16th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 15 | 44 | 50 | 16 | -213% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 3 |
| Unknown | 2 |
| Beverage manufacturing | 2 |
| Logistics & warehousing | 1 |
| Food manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 6 |
| North West | 4 |
| South East | 3 |
| Yorkshire / Humber | 2 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/09/2025 | BIRCHGROVE (GODALMING) | 5.1 yrs | South East | Unknown | Mar-2025, Turnover: £322k, Trade Debtors: £77k, Debts: £19.1m, Net Assets: £4.7m |
| 25/09/2025 | VIEWSTONE LIMITED | 42 yrs | Yorkshire / | - | Sep-2025, Turnover: £28.5m, Trade Debtors: £4.6m, Debts: £3.2m, Other debts: £3.3m |
| 26/09/2025 | SARENS PSG LIMITED | 3.4 yrs | Scotland | Logistics & warehousing | Dec-2024, Turnover: £15.6m, Trade Debtors: £1.1m, Debts: £5.9m, Net Assets: £4.7m |
| 10/09/2025 | HYBLE TECHNOLOGY LIMITED | 24.1 yrs | Scotland | IT programming / consulting | Dec-2024, Trade Debtors: £887k, Debts: £2.5m, Net Assets: £-2.5m, Staff: 83 |
| 25/09/2025 | BLACK ISLE BREWING CO. LTD. | 27.5 yrs | Scotland | Beverage manufacturing | Apr-2025, Trade Debtors: £150k, Debts: £2.7m, Net Assets: £3.0m, Staff: 66 |
| 18/09/2025 | PRINCIPAL INSURANCE | 14.4 yrs | North West | Financial support services | Oct-2024, Trade Debtors: £1.1m, Net Assets: £3.0m, Staff: 66, Est PBT: £871k |
| 18/09/2025 | SPIRIT OF YORKSHIRE LIMITED | 13.1 yrs | Yorkshire / | - | Apr-2024, Trade Debtors: £190k, Debts: £3.5m, Net Assets: £916k, Staff: 24 |
| 11/09/2025 | PRINCIPAL GROUP HOLDINGS | 10.4 yrs | North West | Head offices & consultancy | Oct-2024, Other debts: £2.9m, Net Assets: £-631k |
| 19/09/2025 | R AND R UTILITY SOLUTIONS | 8.3 yrs | North West | Civil engineering | Jun-2024, Debts: £171k, Net Assets: £1.6m, Staff: 22, Est PBT: £280k |
| 30/09/2025 | RJ FUELS LTD | 11.4 yrs | Scotland | Retail trade | Apr-2025, Trade Debtors: £27k, Debts: £49k, Net Assets: £684k, Staff: 13 |