Other banks
October 2025
8th in cohort
Virgin Money
October 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 8th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 45 | 64 | 38 | -68% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Residential care | 5 |
| Financial services | 4 |
| IT programming / consulting | 4 |
| Office & business support | 4 |
| Real estate | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 7 |
| South East | 7 |
| North West | 6 |
| London | 4 |
| Midlands | 4 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/10/2025 | DOLPHIN HOMES (HOLDINGS) | 15.5 yrs | South East | Office & business support | Jun-2024, Turnover: £22.2m, Trade Debtors: £1.5m, Debts: £10.8m |
| 03/10/2025 | DOLPHIN HOMES LIMITED | 42.8 yrs | South East | Residential care | Jun-2024, Turnover: £13.6m, Trade Debtors: £879k, Debts: £75k, Other debts: £27k |
| 07/10/2025 | MEADWAY (STUDENT | 5.3 yrs | London | Office & business support | Dec-2024, Net Assets: £3.8m, Staff: 5 |
| 03/10/2025 | C.F.MOTORING SERVICES LTD | 30.7 yrs | North East | Wholesale & retail trade | Mar-2025, Turnover: £24.6m, Trade Debtors: £2.5m, Debts: £104k, Net Assets: £3.9m |
| 27/10/2025 | V HOTEL EDINBURGH LIMITED | 4.7 yrs | Scotland | - | Dec-2024, Turnover: £22.5m, Trade Debtors: £260k, Net Assets: £934k, Staff: 193 |
| 07/10/2025 | MEADWAY MANAGEMENT | 7.3 yrs | London | Office & business support | Dec-2024, Net Assets: £-3.5m, Staff: 2, Est PBT: £-15k |
| 06/10/2025 | INCORPORATED INSURANCE | 12.9 yrs | Yorkshire / | Insurance & pensions | Dec-2024, Trade Debtors: £4.3m, Net Assets: £14.4m, Staff: 16, Est PBT: £5.6m |
| 07/10/2025 | DENISA SERVICES LIMITED | 10.7 yrs | London | Personal services | Dec-2024, Net Assets: £962k, Staff: 3, Est PBT: £-2k |
| 16/10/2025 | THE ACE SUPPLY TOPCO | 2.3 yrs | North West | Financial services | Dec-2024, Turnover: £14.5m, Trade Debtors: £2.6m, Debts: £291k, Net Assets: £4.3m |
| 06/10/2025 | AVID INSURANCE SERVICES | 22.1 yrs | Yorkshire / | Insurance & pensions | Dec-2024, Trade Debtors: £128k, Net Assets: £9.8m, Staff: 21, Est PBT: £-774k |