Other banks
November 2025
7th in cohort
Virgin Money
November 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 7th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 9 | 53 | 32 | 29 | -10% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 5 |
| Agriculture | 4 |
| Office & business support | 3 |
| Utilities | 2 |
| Wholesale trade | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 12 |
| Yorkshire / Humber | 8 |
| Midlands | 3 |
| North West | 2 |
| South East | 2 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 25/11/2025 | VISIONARY CARE LTD | 5.9 yrs | East Midlands | Residential care | Sep-2024, Turnover: £10.3m, Trade Debtors: £737k, Debts: £4.2m, Net Assets: £2.9m |
| 27/11/2025 | POINTER LIMITED | 55.7 yrs | Scotland | Security services | Jun-2025, Turnover: £25.7m, Trade Debtors: £5.0m, Debts: £370k, Net Assets: £2.6m |
| 11/11/2025 | NEWABLE ONTARIO LIMITED | 2.4 yrs | Yorkshire / | Financial services | Mar-2025, Debts: £13.0m, Other debts: £13.8m, Net Assets: £-3.7m, Est PBT: £-3.3m |
| 11/11/2025 | ARC BUILDING SOLUTIONS | 18.3 yrs | Yorkshire / | Specialist construction | Mar-2025, Turnover: £23.1m, Trade Debtors: £4.1m, Debts: £738k, Net Assets: £15.7m |
| 03/11/2025 | SMOOTH STONE CARE AND | 8 yrs | Midlands | Residential care | Jun-2025, Trade Debtors: £218k, Debts: £290k, Net Assets: £610k, Staff: 106 |
| 17/11/2025 | ADVANTIV LIMITED | 23.2 yrs | South East | Office & business support | Feb-2025, Trade Debtors: £2.9m, Net Assets: £3.4m, Staff: 20, Est PBT: £1.4m |
| 05/11/2025 | BEACOM FARMS LIMITED | 32.6 yrs | Scotland | - | Apr-2025, Trade Debtors: £232k, Debts: £7.8m, Net Assets: £5.7m, Staff: 4 |
| 11/11/2025 | NEWABLE NIAGARA LIMITED | 6 yrs | Yorkshire / | Financial services | Mar-2025, Net Assets: £-2.1m |
| 24/11/2025 | ISLE OF SKYE CANDLE | 15.2 yrs | Scotland | Manufacturing (other) | Sep-2024, Trade Debtors: £68k, Debts: £1.4m, Net Assets: £1.5m, Staff: 89 |
| 25/11/2025 | FENTON FARMING LIMITED | 1.8 yrs | Scotland | Agriculture | Mar-2025, Trade Debtors: £201k, Debts: £3.5m, Net Assets: £88k, Staff: 10 |