Other banks
July 2025
8th in cohort
Virgin Money
July 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 8th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 5 | 55 | 103 | 35 | -194% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Residential care | 8 |
| Building construction | 4 |
| Telecommunications | 3 |
| IT programming / consulting | 3 |
| Agriculture | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 11 |
| South East | 7 |
| London | 6 |
| North West | 4 |
| Yorkshire / Humber | 4 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/07/2025 | KINGSTOWN WORKS LIMITED | 19.1 yrs | Yorkshire / | - | Mar-2025, Turnover: £60.9m, Trade Debtors: £8.8m, Debts: £3.2m, Net Assets: £25.0m |
| 08/07/2025 | 4C HOTELS - CAMDEN LOCK | 14.9 yrs | London | Unknown | Mar-2025, Turnover: £6.6m, Trade Debtors: £5k, Debts: £30.2m, Net Assets: £1.1m |
| 02/07/2025 | CATTLE (HOLDERNESS) | 67.3 yrs | Yorkshire / | - | Mar-2025, Trade Debtors: £58k, Debts: £6.9m, Net Assets: £10.6m, Staff: 4 |
| 04/07/2025 | ABZORB GROUP LTD | 8.1 yrs | Yorkshire / | Telecommunications | Oct-2024, Turnover: £19.8m, Trade Debtors: £1.4m, Debts: £45k, Other debts: £1.3m |
| 04/07/2025 | ABZORB SYSTEMS LTD | 24.9 yrs | Yorkshire / | Telecommunications | Oct-2024, Turnover: £19.6m, Trade Debtors: £1.2m, Net Assets: £2.1m, Staff: 74 |
| 28/07/2025 | PROPCO (CHICHESTER) | 7 yrs | South East | Real estate | Mar-2025, Debts: £12.6m, Net Assets: £-1.0m, Est PBT: £-1.3m |
| 01/07/2025 | ALLEGRA CARE (HOLDINGS) | 6.7 yrs | South East | - | Mar-2024, Turnover: £4.2m, Trade Debtors: £230k, Debts: £4.0m, Other debts: £500k |
| 01/07/2025 | DELPHINE HOMECARE LIMITED | 26.5 yrs | South East | Residential care | Mar-2024, Trade Debtors: £230k, Net Assets: £2.9m, Staff: 90, Est PBT: £622k |
| 10/07/2025 | KYN BICKLEY LTD | 4.1 yrs | London | Residential care | Sep-2024, Trade Debtors: £461k, Net Assets: £1.4m, Staff: 78, Est PBT: £-510k |
| 15/07/2025 | CHURCHILL SPECIALIST | 31.3 yrs | East Midlands | Specialist construction | Sep-2024, Trade Debtors: £1.8m, Debts: £167k, Net Assets: £3.0m, Staff: 63 |