Other banks
January 2026
9th in cohort
Virgin Money
January 2026 debenture analysis for Virgin Money. Other banks cohort, ranked 9th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 16 | 33 | 29 | 21 | -8 | -28% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13.5 | £3.8m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Wholesale trade | 3 |
| Personal services | 2 |
| Financial services | 2 |
| Retail trade | 2 |
| Architecture & engineering | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 10 |
| South East | 6 |
| North West | 2 |
| London | 2 |
| East of England | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/01/2026 | CASTLE PRECISION | 62.3 yrs | Scotland | Architecture & engineering | Dec-2024, Turnover: £32.6m, Trade Debtors: £1.9m, Debts: £1.4m, Net Assets: £10.1m |
| 13/01/2026 | OCEAN FARM SERVICES LTD | 7.5 yrs | Scotland | Water transport | Dec-2024, Turnover: £12.4m, Trade Debtors: £1.3m, Debts: £9.3m |
| 23/01/2026 | RACECOURSE TECHNICAL | 79.2 yrs | London | Broadcasting | Dec-2024, Turnover: £19.4m, Trade Debtors: £2.5m, Debts: £3.8m, Net Assets: £4.2m |
| 07/01/2026 | CITY PRIMA LTD | 1.8 yrs | North West | Real estate | Dec-2024, Net Assets: £14.1m, Est PBT: £-600k |
| 07/01/2026 | CITY APARTMENTS LIMITED | 26.4 yrs | London | Accommodation | Mar-2025, Turnover: £11.5m, Trade Debtors: £1.8m, Debts: £6.8m, Net Assets: £12.1m |
| 23/01/2026 | CLYDE MARINE SERVICES | 66.1 yrs | Scotland | Water transport | Dec-2024, Trade Debtors: £916k, Debts: £4.7m, Net Assets: £9.6m, Staff: 8 |
| 29/01/2026 | FORTRIE FARMS LIMITED | 30.7 yrs | Scotland | - | Mar-2025, Trade Debtors: £410k, Debts: £1.3m, Net Assets: £4.4m, Staff: 10 |
| 19/01/2026 | BUCCANEER FUELS LIMITED | 5.4 yrs | Scotland | Retail trade | Sep-2024, Trade Debtors: £13k, Debts: £737k, Net Assets: £2.8m, Staff: 36 |
| 08/01/2026 | BEECHWOOD ENGINEERING | 29.5 yrs | North West | Architecture & engineering | Jul-2024, Net Assets: £673k, Staff: 25, Est PBT: £224k |
| 27/01/2026 | HENLEY DESIGNS LIMITED | 33.6 yrs | South East | Wholesale trade | Dec-2024, Net Assets: £2.6m, Staff: 31, Est PBT: £661k |