Other banks
February 2026
5th in cohort
Virgin Money
February 2026 debenture analysis for Virgin Money. Other banks cohort, ranked 5th.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 19 | 42 | 44 | 39 | -5 | -11% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13.5 | £3.8m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 8 |
| Residential care | 5 |
| Wholesale trade | 4 |
| Real estate | 4 |
| Utilities | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 8 |
| North West | 8 |
| Yorkshire / Humber | 8 |
| South East | 5 |
| London | 4 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/02/2026 | MANEX PROPERTIES LIMITED | 7.4 yrs | London | Real estate | Dec-2024, Turnover: £14.4m, Trade Debtors: £216k, Debts: £50.5m |
| 03/02/2026 | NETERSON HOLDINGS LIMITED | 15.3 yrs | Wales | - | Mar-2025, Turnover: £50.0m, Trade Debtors: £13.3m, Debts: £16.7m, Net Assets: £11.1m |
| 02/02/2026 | PAPILO LIMITED | 20.3 yrs | North West | Waste management | Oct-2024, Turnover: £32.8m, Trade Debtors: £7.8m, Debts: £15k, Net Assets: £4.4m |
| 06/02/2026 | EVERMORE CARE HOLDINGS | 7.3 yrs | North West | Head offices & consultancy | May-2025, Turnover: £13.8m, Trade Debtors: £823k, Debts: £14.1m, Net Assets: £6.1m |
| 04/02/2026 | HAMSARD | 3636 yrs | LIMITED 4.8 North West | Wholesale trade | Dec-2024, Turnover: £1.0m, Debts: £16.9m, Net Assets: £-26.5m, Est PBT: £-5.9m |
| 02/02/2026 | WATERMAN HOUSE | 6.4 yrs | South East | Building construction | Dec-2024, Net Assets: £-564k, Staff: 3, Est PBT: £-208k |
| 04/02/2026 | RAYWARE LIMITED | 50.1 yrs | North West | - | Dec-2024, Turnover: £26.5m, Trade Debtors: £4.6m, Net Assets: £4.4m, Staff: 142 |
| 23/02/2026 | LIGHTS4FUN LIMITED | 18.8 yrs | Yorkshire / | Retail trade | Sep-2024, Turnover: £23.5m, Trade Debtors: £514k, Net Assets: £6.0m, Staff: 48 |
| 03/02/2026 | JM PROPERTIES & | 8.2 yrs | East Midlands | Real estate | Feb-2025, Turnover: £16.6m, Trade Debtors: £300k, Debts: £1.3m, Net Assets: £6.1m |