Other banks
December 2025
13th in cohort
Virgin Money
December 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 13th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 69 | 57 | 29 | -97% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 5 |
| Office & business support | 5 |
| Real estate | 4 |
| Wholesale trade | 2 |
| Residential care | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 8 |
| Scotland | 7 |
| London | 3 |
| East Midlands | 3 |
| North West | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/12/2025 | INVERLUSSA SHELLFISH | 21.7 yrs | Scotland | Fishing & aquaculture | Mar-2025, Turnover: £22.7m, Trade Debtors: £3.9m, Debts: £39.5m |
| 01/12/2025 | CASTLETON FRUIT LTD. | 16 yrs | Scotland | Office & business support | Dec-2024, Turnover: £15.3m, Trade Debtors: £119k, Debts: £783k, Net Assets: £6.6m |
| 08/12/2025 | FIRST CLASS TAILORED | 14.1 yrs | East Midlands | Employment services | Aug-2025, Trade Debtors: £106k, Net Assets: £3.4m, Staff: 201, Est PBT: £1.0m |
| 23/12/2025 | SMITHS EQUIPMENT HIRE | 21.8 yrs | North West | Head offices & consultancy | Feb-2025, Turnover: £19.9m, Trade Debtors: £2.9m, Debts: £5.8m, Net Assets: £12.5m |
| 05/12/2025 | HOPE&GLORY PR LIMITED | 4.2 yrs | London | Head offices & consultancy | Mar-2025, Turnover: £20.6m, Trade Debtors: £4.6m, Net Assets: £860k, Staff: 97 |
| 22/12/2025 | PRIORY FARM ESTATE LIMITED | 7.3 yrs | South East | Retail trade | Mar-2025, Turnover: £9.8m, Trade Debtors: £53k, Debts: £3.3m, Net Assets: £7.8m |
| 09/12/2025 | PLANT MEAT LIMITED | 8 yrs | London | Food manufacturing | Dec-2024, Turnover: £18.3m, Trade Debtors: £2.6m, Debts: £100k, Other debts: £1.9m |
| 15/12/2025 | BEACOM FARMS LIMITED | 32.7 yrs | Scotland | - | Apr-2025, Trade Debtors: £232k, Debts: £7.8m, Net Assets: £5.7m, Staff: 4 |
| 12/12/2025 | J. J. FARM SERVICES LIMITED | 46 yrs | South West | Wholesale trade | Jan-2025, Trade Debtors: £194k, Debts: £3.9m, Net Assets: £4.5m, Staff: 17 |
| 09/12/2025 | BLACK ISLE BREWING CO. LTD. | 27.7 yrs | Scotland | Beverage manufacturing | Apr-2025, Trade Debtors: £150k, Debts: £2.7m, Net Assets: £3.0m, Staff: 66 |