Other banks
August 2025
11th in cohort
Virgin Money
August 2025 debenture analysis for Virgin Money. Other banks cohort, ranked 11th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 38 | 45 | 20 | -125% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Virgin Money | 13 | £3.7m |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 3 |
| Office & business support | 3 |
| Financial services | 3 |
| Land transport & logistics | 2 |
| Logistics & warehousing | 2 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 7 |
| South East | 4 |
| Midlands | 3 |
| Yorkshire / Humber | 2 |
| East Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/08/2025 | FIRST CLASS TAILORED | 13.8 yrs | East Midlands | Employment services | Aug-2025, Trade Debtors: £106k, Net Assets: £3.4m, Staff: 201, Est PBT: £1.0m |
| 07/08/2025 | SPARTAN MOTOR HOLDINGS | 16.7 yrs | Midlands | Office & business support | May-2025, Turnover: £21.4m, Trade Debtors: £5.4m, Debts: £75k, Net Assets: £16.7m |
| 07/08/2025 | T.E.C. ELECTRIC MOTORS | 20.2 yrs | Midlands | Office & business support | May-2025, Turnover: £21.4m, Trade Debtors: £5.4m, Debts: £75k, Net Assets: £15.8m |
| 20/08/2025 | MCFADYENS TRANSPORT | 29.3 yrs | Scotland | Land transport & logistics | Mar-2025, Turnover: £10.5m, Trade Debtors: £1.6m, Net Assets: £17.3m, Staff: 42 |
| 19/08/2025 | WORTHING CARE HOME | 4.8 yrs | South East | Real estate | Mar-2025, Debts: £12.9m, Net Assets: £-576k, Est PBT: £-426k |
| 27/08/2025 | BEACOM FARMS LIMITED | 32.4 yrs | Scotland | - | Apr-2025, Trade Debtors: £232k, Debts: £7.8m, Net Assets: £5.7m, Staff: 4 |
| 14/08/2025 | IPS ADHESIVES EUROPE LTD | 50.9 yrs | North East | Chemicals | Dec-2024, Turnover: £9.6m, Trade Debtors: £2.2m, Other debts: £143k |
| 25/08/2025 | R & A STODART LIMITED | 21.3 yrs | Scotland | Agriculture | Mar-2025, Trade Debtors: £526k, Debts: £3.7m, Other debts: £18k, Net Assets: £5.1m |
| 27/08/2025 | HURRICANE MODULAR | 9.4 yrs | Yorkshire / | IT programming / consulting | Apr-2025, Trade Debtors: £409k, Debts: £1.5m, Other debts: £146k, Net Assets: £5.6m |
| 21/08/2025 | LOGANBRIDGE II LIMITED | 11.5 yrs | Scotland | Logistics & warehousing | Nov-2024, Turnover: £2.8m, Trade Debtors: £163k, Net Assets: £1.4m, Staff: 56 |