Property Specialist
July 2025
12th in cohort
Vida Homeloans
July 2025 debenture analysis for Vida Homeloans. Property Specialist cohort, ranked 12th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 125 | 21 | 53 | 135 | +61% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Vida Homeloans | 2.9 | £122k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 135 |
Top Regions
| Region | Count |
|---|---|
| London | 33 |
| South East | 26 |
| North West | 21 |
| Midlands | 16 |
| Wales | 8 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/07/2025 | MORRELL GROUNDS LTD | 4.5 yrs | South East | Real estate | Jan-2026, Net Assets: £-525k, Est PBT: £-27k |
| 28/07/2025 | HIGH POINT PROPERTY LTD | 7.7 yrs | London | Real estate | Oct-2024, Debts: £4.2m, Net Assets: £255k, Est PBT: £-88k |
| 14/07/2025 | ORJ INVESTMENTS LTD | 4.2 yrs | South East | Real estate | May-2025, Debts: £6.0m, Net Assets: £-14k, Est PBT: £150k |
| 18/07/2025 | PMG PROPERTY INVESTMENTS | 12.4 yrs | North West | Real estate | Mar-2025, Net Assets: £85k, Staff: 1, Est PBT: £98k |
| 07/07/2025 | SAPPHIRE HOLDINGS LONDON | 9.5 yrs | London | Real estate | Dec-2024, Trade Debtors: £19k, Debts: £3.0m, Net Assets: £1.1m, Est PBT: £37k |
| 21/07/2025 | ASHLEY MARCHANT ESTATES | 8.4 yrs | East of England | Real estate | Mar-2025, Debts: £2.5m, Other debts: £9k, Net Assets: £907k, Est PBT: £300k |
| 21/07/2025 | FRASER HOUSE PROPERTIES | 4.6 yrs | London | Real estate | Dec-2024, Debts: £2.0m, Net Assets: £1.0m, Staff: 1, Est PBT: £-23k |
| 09/07/2025 | PENDFREY LTD | 4.5 yrs | North West | Real estate | Dec-2024, Debts: £946k, Net Assets: £119k, Staff: 2, Est PBT: £11k |
| 21/07/2025 | N & B ENTERPRISES LIMITED | 22.1 yrs | Midlands | Real estate | Sep-2024, Debts: £1.2m, Net Assets: £1.0m, Est PBT: £182k |
| 24/07/2025 | HALLIWICK HOLDINGS LIMITED | 4.5 yrs | London | Real estate | Jan-2025, Trade Debtors: £3k, Debts: £1.9m, Net Assets: £-44k, Staff: 2, Est PBT: £-18k |