Property Specialist
December 2025
11th in cohort
Vida Homeloans
December 2025 debenture analysis for Vida Homeloans. Property Specialist cohort, ranked 11th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 17 | 52 | 71 | 229 | +69% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Vida Homeloans | 2.9 | £122k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 226 |
| Accommodation | 1 |
| Legal & accounting | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 60 |
| South East | 54 |
| North West | 19 |
| Midlands | 18 |
| South West | 17 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/12/2025 | MORELAND INVESTMENTS | 28.6 yrs | London | - | Sep-2024, Trade Debtors: £2k, Debts: £14.1m, Net Assets: £16.5m, Staff: 1 |
| 19/12/2025 | CDLS PROPERTY | 2 yrs | LIMITED 4.7 South East | Real estate | Mar-2025, Debts: £7.6m, Net Assets: £1.3m, Est PBT: £-308k |
| 17/12/2025 | JW2 ASSETS LTD | 8.6 yrs | South East | Real estate | Apr-2025, Debts: £5.9m, Net Assets: £1.1m, Staff: 1, Est PBT: £-146k |
| 18/12/2025 | ARONA PROPERTY | 9 yrs | Scotland | Real estate | Apr-2025, Net Assets: £1.0m, Est PBT: £436k |
| 15/12/2025 | FUTURE LET PROPERTIES | 6.8 yrs | South East | Real estate | Mar-2025, Debts: £4.4m, Net Assets: £3.2m, Staff: 4, Est PBT: £212k |
| 03/12/2025 | D.M. PROPERTY SERVICES | 22.2 yrs | South East | Real estate | Nov-2024, Net Assets: £2.0m, Staff: 2, Est PBT: £686k |
| 04/12/2025 | WINLO INVESTMENTS LTD | 10 yrs | South West | Real estate | Nov-2024, Net Assets: £-69k, Staff: 3, Est PBT: £75k |
| 16/12/2025 | RAMSES REAL ESTATE LTD | 3.5 yrs | South East | Real estate | Jun-2025, Debts: £3.2m, Net Assets: £2.2m, Staff: 2, Est PBT: £-14k |
| 01/12/2025 | F&B DEVELOPMENT LIMITED | 3.7 yrs | Yorkshire / | Real estate | Mar-2025, Net Assets: £94k, Staff: 2, Est PBT: £118k |
| 23/12/2025 | SPB LETTINGS LIMITED | 11.2 yrs | London | Real estate | Oct-2024, Debts: £3.1m, Net Assets: £202k, Est PBT: £82k |