Other banks
October 2025
21st in cohort
Unity Trust Bank
October 2025 debenture analysis for Unity Trust Bank. Other banks cohort, ranked 21st.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 17 | 19 | 14 | 13 | -8% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Unity Trust Bank | 8.8 | £892k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 5 |
| Financial services | 2 |
| Social work | 1 |
| Personal services | 1 |
| Public sector & defence | 1 |
Top Regions
| Region | Count |
|---|---|
| Scotland | 5 |
| Midlands | 4 |
| North East | 2 |
| South East | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/10/2025 | WAVERLEY HOUSING | 36.9 yrs | Scotland | - | Mar-2025, Turnover: £8.2m, Trade Debtors: £226k, Debts: £17.6m, Net Assets: £28.3m |
| 23/10/2025 | WISHING WELL NURSERIES | 23.6 yrs | Midlands | Education | Jun-2025, Net Assets: £124k, Staff: 43, Est PBT: £56k |
| 28/10/2025 | MONTAGU HOTELS LIMITED | 21.1 yrs | North East | Building construction | May-2025, Net Assets: £-728k, Est PBT: £107k |
| 03/10/2025 | NORTH CLAREMONT STREET | 14.5 yrs | Scotland | Real estate | Sep-2024, Debts: £2.5m, Net Assets: £2.2m, Est PBT: £-210k |
| 17/10/2025 | THE HONEYPOT CHILDRENS | 26.3 yrs | Scotland | Personal services | Jul-2024, Trade Debtors: £4k, Net Assets: £623k, Staff: 20, Est PBT: £762k |
| 23/10/2025 | CAMERON & COOPER LIMITED | 8.7 yrs | South East | Real estate | Feb-2025, Net Assets: £1.2m, Staff: 20, Est PBT: £403k |
| 23/10/2025 | NURSERY ELITE LTD | 4.9 yrs | Midlands | Financial services | Mar-2025, Debts: £710k, Net Assets: £339k, Est PBT: £627k |
| 01/10/2025 | SALEEM PROPERTIES LTD | 17.2 yrs | North East | Real estate | Aug-2024, Net Assets: £61k, Staff: 1, Est PBT: £8k |
| 28/10/2025 | SRM (ENGLAND) LTD | 2.6 yrs | South East | Retail trade | Mar-2025, Net Assets: £0k |
| 17/10/2025 | KJK (SCOT) LTD | 0.4 yrs | Scotland 0 Public sector & defence | - | - |