Other banks
November 2025
10th in cohort
Unity Trust Bank
November 2025 debenture analysis for Unity Trust Bank. Other banks cohort, ranked 10th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 21 | 10 | 3 | 26 | +88% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Unity Trust Bank | 8.8 | £892k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 6 |
| Residential care | 5 |
| Human health | 3 |
| Retail trade | 2 |
| Personal services | 2 |
Top Regions
| Region | Count |
|---|---|
| South West | 5 |
| London | 4 |
| Scotland | 4 |
| North West | 4 |
| South East | 4 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/11/2025 | RESONANCE LIMITED | 23.6 yrs | South West | Head offices & consultancy | Mar-2025, Turnover: £1.6m, Trade Debtors: £106k, Other debts: £8.9m |
| 21/11/2025 | 2SK CARE HOMES LTD | 8.4 yrs | Wales | Residential care | Nov-2024, Debts: £63k, Net Assets: £38k, Staff: 60, Est PBT: £253k |
| 07/11/2025 | SOMERSET AND AVON RAPE | 17 yrs | South West | - | Mar-2025, Turnover: £2.8m, Trade Debtors: £38k, Net Assets: £195k, Staff: 50 |
| 07/11/2025 | CALDWELL & BELING LTD | 13.6 yrs | South East | Residential care | Nov-2024, Trade Debtors: £39k, Debts: £1.5m, Net Assets: £14k, Staff: 46, Est PBT: £0k |
| 10/11/2025 | LENORE CARE PROPERTIES | 6.9 yrs | North East | Real estate | Apr-2025, Debts: £5.0m, Net Assets: £291k, Est PBT: £177k |
| 06/11/2025 | SAMKAR LIMITED | 12.3 yrs | North West | Residential care | Mar-2025, Trade Debtors: £119k, Debts: £640k, Net Assets: £2.7m, Staff: 37 |
| 21/11/2025 | VSHANS CARE LIMITED | 3.2 yrs | London | Residential care | Oct-2025, Net Assets: £81k, Est PBT: £33k |
| 07/11/2025 | SEAGRY CARE LIMITED | 11.6 yrs | South East | Residential care | Aug-2024, Trade Debtors: £0k, Other debts: £279k, Net Assets: £684k, Staff: 24 |
| 12/11/2025 | DAISY TREE MONTESSORI | 18.1 yrs | North West | Education | Oct-2024, Net Assets: £105k, Staff: 21, Est PBT: £6k |
| 05/11/2025 | THE HONEYPOT CHILDRENS | 26.3 yrs | Scotland | Personal services | Jul-2024, Trade Debtors: £4k, Net Assets: £623k, Staff: 20, Est PBT: £762k |