Other banks
January 2026
15th in cohort
Unity Trust Bank
January 2026 debenture analysis for Unity Trust Bank. Other banks cohort, ranked 15th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 6 | 9 | 5 | 12 | +7 | +140% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Unity Trust Bank | 10.9 | £1.2m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 4 |
| Personal services | 2 |
| Retail trade | 1 |
| Human health | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 6 |
| Scotland | 4 |
| London | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/01/2026 | A&I PROPERTY LTD | 10 yrs | North West | Real estate | Jun-2025, Net Assets: £6.2m, Staff: 2, Est PBT: £293k |
| 13/01/2026 | GLENBERVIE KINDERGARDEN | 15.8 yrs | Scotland | Education | Aug-2024, Trade Debtors: £4k, Debts: £50k, Net Assets: £261k, Staff: 85, Est PBT: £7k |
| 21/01/2026 | WEB PHARMACY LIMITED | 16.6 yrs | Scotland | Retail trade | Feb-2025, Turnover: £14.5m, Trade Debtors: £1.1m, Debts: £6.4m, Net Assets: £1.2m |
| 16/01/2026 | STARLOW CHARITIES LTD | 26.5 yrs | London | Personal services | Jul-2024, Turnover: £1.9m, Trade Debtors: £121k, Debts: £4.3m, Net Assets: £6.0m |
| 19/01/2026 | STEP BY STEP PRIVATE | 29.4 yrs | Scotland | Office & business support | Jun-2025, Debts: £46k, Net Assets: £341k, Staff: 62, Est PBT: £-372k |
| 30/01/2026 | SUPPORTED LIVING GROUP | 6.7 yrs | North West | Real estate | Jun-2025, Trade Debtors: £21k, Debts: £5.8m, Net Assets: £1.2m, Staff: 1, Est PBT: £361k |
| 22/01/2026 | HULL WOMENS NETWORK LTD | 21.9 yrs | Yorkshire / | Real estate | Mar-2025, Turnover: £650k, Net Assets: £5.1m, Staff: 4, Est PBT: £1.1m |
| 06/01/2026 | HOLLINSHEAD FARMS LIMITED | 2.7 yrs | North West | Agriculture | Mar-2025, Debts: £1.0m, Net Assets: £-420k, Staff: 4, Est PBT: £-381k |
| 30/01/2026 | FERRIE HEALTHCARE LIMITED | 5 yrs | Scotland | Human health | May-2025, Debts: £2.0m, Other debts: £750k, Net Assets: £239k, Staff: 2 |
| 20/01/2026 | SARAHS ARK LIMITED | 23 yrs | North West | Personal services | Jan-2025, Net Assets: £20k, Staff: 15, Est PBT: £13k |