Other banks
April 2025
12th in cohort
Unity Trust Bank
April 2025 debenture analysis for Unity Trust Bank. Other banks cohort, ranked 12th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 32 | 11 | 4 | 27 | +85% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Unity Trust Bank | 8.8 | £892k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Education | 6 |
| Retail trade | 5 |
| Residential care | 4 |
| Financial services | 4 |
| Human health | 3 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 9 |
| London | 7 |
| South East | 6 |
| Yorkshire / Humber | 2 |
| East Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/04/2025 | BOTHWELLS LTD | 23.7 yrs | London | Residential care | Mar-2025, Debts: £31k, Net Assets: £294k, Staff: 61, Est PBT: £128k |
| 07/04/2025 | CAMANCHI CARE LIMITED | 7.1 yrs | South East | - | Jun-2024, Trade Debtors: £64k, Debts: £35k, Net Assets: £721k, Staff: 47 |
| 03/04/2025 | SUNFLOWERS NURSERIES | 25 yrs | Midlands | Education | Mar-2025, Trade Debtors: £8k, Net Assets: £247k, Staff: 43, Est PBT: £-751k |
| 07/04/2025 | THE SMILE STUDIOS LIMITED | 17.8 yrs | London | Human health | Dec-2024, Debts: £1.9m, Net Assets: £436k, Staff: 38, Est PBT: £-466k |
| 01/04/2025 | D & L CARE HOMES LIMITED | 10.5 yrs | Midlands | Human health | Sep-2024, Net Assets: £609k, Staff: 32, Est PBT: £258k |
| 07/04/2025 | DENTAL ARTS STUDIO (DENTAL | 15.7 yrs | London | Public sector & defence | Mar-2024, Other debts: £57k, Net Assets: £4k, Staff: 28 |
| 03/04/2025 | LILLIPUT CHILDRENS DAY | 15.5 yrs | Midlands | Education | Mar-2025, Debts: £34k, Net Assets: £114k, Staff: 26, Est PBT: £93k |
| 01/04/2025 | J & B CARE HOME LIMITED | 6.7 yrs | London | Residential care | Sep-2024, Net Assets: £1.2m, Staff: 25, Est PBT: £368k |
| 07/04/2025 | SC & SC PROPERTIES LIMITED | 1.7 yrs | East Midlands | Real estate | Mar-2025, Debts: £2.3m, Net Assets: £-7k, Staff: 2, Est PBT: £26k |
| 03/04/2025 | ONCE UPON A TIME | 8.8 yrs | Midlands | Education | Mar-2025, Debts: £17k, Net Assets: £21k, Staff: 21, Est PBT: £-144k |