Other banks
October 2025
9th in cohort
United Trust Bank
October 2025 debenture analysis for United Trust Bank. Other banks cohort, ranked 9th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 40 | 41 | 83 | 29 | -186% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 5.5 | £417k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 24 |
| Building construction | 3 |
| Unknown | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 11 |
| South East | 8 |
| Wales | 2 |
| South West | 2 |
| East of England | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/10/2025 | HIGGINS INVESTMENTS PLC | 35.8 yrs | South East | Real estate | Jul-2025, Turnover: £759k, Debts: £7.7m, Net Assets: £2.0m, Staff: 4, Est PBT: £-513k |
| 14/10/2025 | CARTRA LIMITED | 3 yrs | South East | Real estate | Sep-2024, Debts: £4.6m, Net Assets: £3.0m, Est PBT: £-864k |
| 06/10/2025 | CASTLECAP INVESTMENTS | 11.3 yrs | London | Real estate | Aug-2024, Trade Debtors: £69k, Debts: £35k, Net Assets: £6.1m, Est PBT: £5.8m |
| 06/10/2025 | RIB LTD | 7.9 yrs | South East | Real estate | Sep-2024, Trade Debtors: £9k, Debts: £6k, Other debts: £1.9m, Net Assets: £1.2m |
| 21/10/2025 | SOUTO & JAMES PROPERTIES | 7 yrs | Wales | Real estate | Oct-2024, Debts: £1.1m, Net Assets: £26k, Staff: 2, Est PBT: £-8k |
| 23/10/2025 | SABRE COMMERCIAL | 5.7 yrs | London | Building construction | Feb-2025, Net Assets: £-125k, Staff: 5, Est PBT: £-51k |
| 31/10/2025 | MARGETTS FAMILY HOLDINGS | 9.5 yrs | South East | Real estate | Apr-2024, Net Assets: £-4k, Staff: 1, Est PBT: £72k |
| 08/10/2025 | BASSETT BUSINESS UNITS | 35.6 yrs | South East | Real estate | Jul-2025, Trade Debtors: £34k, Net Assets: £0k, Staff: 7 |
| 13/10/2025 | KP APARTMENTS LIMITED | 9.3 yrs | South East | Real estate | Jun-2025, Net Assets: £-112k, Est PBT: £-44k |
| 16/10/2025 | WINDEN PROPERTIES LIMITED | 2.4 yrs | South East | Real estate | May-2025, Trade Debtors: £2k, Debts: £369k, Net Assets: £-21k, Staff: 2, Est PBT: £-10k |