Other banks
July 2025
6th in cohort
United Trust Bank
July 2025 debenture analysis for United Trust Bank. Other banks cohort, ranked 6th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 35 | 58 | 52 | 37 | -41% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 5.5 | £417k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 28 |
| Building construction | 9 |
Top Regions
| Region | Count |
|---|---|
| South East | 11 |
| London | 9 |
| South West | 4 |
| Midlands | 4 |
| North West | 3 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/07/2025 | SOUTHSEA VILLAGE LIMITED | 4.4 yrs | South East | Real estate | Dec-2024, Net Assets: £4.4m, Staff: 3, Est PBT: £7.0m |
| 14/07/2025 | SOUTHSEA VILLAGE (NO.3) | 1 yrs | South East | Real estate | Dec-2024, Net Assets: £-5k, Staff: 3, Est PBT: £-6k |
| 23/07/2025 | HOTHAM PARK | 11.2 yrs | Yorkshire / | Building construction | May-2024, Debts: £170k, Net Assets: £475k, Staff: 3 |
| 25/07/2025 | WEALTH IN PROPERTY LTD | 6.8 yrs | Midlands | Real estate | Oct-2024, Turnover: £259k, Net Assets: £710k, Staff: 2, Est PBT: £-67k |
| 24/07/2025 | ONYX BUSINESS PARKS EXETER | 2.1 yrs | South West | - | Sep-2024, Trade Debtors: £18k, Debts: £1.7m, Other debts: £1.0m, Net Assets: £-5k |
| 01/07/2025 | PAP (SE18) LIMITED | 3.7 yrs | South East | Real estate | Mar-2025, Debts: £1.6m, Net Assets: £-19k, Staff: 1, Est PBT: £-33k |
| 07/07/2025 | HAWTHORNE INVESTMENTS | 7.6 yrs | South East | Real estate | Dec-2024, Net Assets: £-72k, Staff: 2, Est PBT: £-43k |
| 30/07/2025 | S V RICHARDS BUILDING | 18.9 yrs | East Midlands | Building construction | Aug-2024, Trade Debtors: £241k, Net Assets: £1.4m, Staff: 6, Est PBT: £-17k |
| 31/07/2025 | PAUL ALEXANDER PROPERTIES | 6.4 yrs | South East | Real estate | Mar-2025, Net Assets: £950k, Est PBT: £17k |
| 07/07/2025 | BICESTER PROPERTIES | 18 yrs | South East | Real estate | Jul-2024, Net Assets: £43k |