Other banks
January 2026
3rd in cohort
United Trust Bank
January 2026 debenture analysis for United Trust Bank. Other banks cohort, ranked 3rd.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 26 | 22 | 33 | 42 | +9 | +27% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 3.9 | £140k |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 36 |
| Building construction | 3 |
| Financial services | 2 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 15 |
| South East | 13 |
| Midlands | 4 |
| East of England | 3 |
| South West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/01/2026 | NVP PROPERTY LIMITED | 5.3 yrs | London | Real estate | Mar-2025, Debts: £6.4m, Net Assets: £3.0m, Staff: 4, Est PBT: £-295k |
| 22/01/2026 | CARTRA LIMITED | 3.2 yrs | South East | Real estate | Sep-2024, Debts: £4.6m, Net Assets: £3.0m, Est PBT: £-864k |
| 29/01/2026 | CONSERO VIRGINIA WATER | 1.5 yrs | South East | Specialist construction | Mar-2025, Net Assets: £-3k, Est PBT: £-5k |
| 07/01/2026 | S.FARR AND SON PROPERTY | 10.1 yrs | South East | Real estate | Dec-2024, Net Assets: £62k, Est PBT: £13k |
| 13/01/2026 | ENTERPRISE DWELLINGS LTD | 6.4 yrs | North West | Real estate | Aug-2025, Net Assets: £549k, Est PBT: £265k |
| 27/01/2026 | M.R. ASSET MANAGEMENT LTD | 7.7 yrs | London | Real estate | May-2025, Net Assets: £-72k, Est PBT: £41k |
| 21/01/2026 | CAUSEWAY PROPERTY | 3.9 yrs | South East | Real estate | Dec-2024, Debts: £762k, Net Assets: £8k, Est PBT: £6k |
| 26/01/2026 | DAVLIN DEVELOPMENTS | 24.1 yrs | South East | Real estate | Mar-2025, Trade Debtors: £0k, Debts: £835k, Net Assets: £176k, Staff: 1, Est PBT: £0k |
| 27/01/2026 | MACAN INVESTMENTS LIMITED | 4.3 yrs | London | Real estate | Jan-2025, Net Assets: £6k, Staff: 2, Est PBT: £13k |
| 22/01/2026 | KEY HOMES (NW) LTD | 3.9 yrs | North West | Real estate | Feb-2025, Net Assets: £-69k, Staff: 1, Est PBT: £-86k |