Other banks
February 2026
4th in cohort
United Trust Bank
February 2026 debenture analysis for United Trust Bank. Other banks cohort, ranked 4th.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 31 | 22 | 56 | 48 | -8 | -14% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 3.9 | £140k |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 39 |
| Building construction | 8 |
| Retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 18 |
| South East | 10 |
| North West | 4 |
| Midlands | 4 |
| South West | 3 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/02/2026 | REFRESH LIVING NO.4 LIMITED | 10.5 yrs | South West | - | Nov-2024, Trade Debtors: £0k, Debts: £5.8m, Net Assets: £860k, Staff: 2 |
| 16/02/2026 | STORM ANGEL PROPERTIES | 10 yrs | South East | Real estate | Feb-2025, Trade Debtors: £0k, Debts: £6k, Net Assets: £1.1m, Staff: 2, Est PBT: £11k |
| 04/02/2026 | HOTHAM PARK | 11.7 yrs | Yorkshire / | Building construction | May-2024, Debts: £170k, Net Assets: £475k, Staff: 3 |
| 12/02/2026 | HARPERS HOMES HOLDINGS | 10.3 yrs | Midlands | Real estate | Oct-2024, Debts: £1.6m, Net Assets: £900k, Staff: 2, Est PBT: £-10k |
| 26/02/2026 | CHERRY TREE HOMES (UK) | 31.9 yrs | Yorkshire / | Building construction | Oct-2024, Net Assets: £527k, Staff: 11, Est PBT: £-23k |
| 10/02/2026 | JLP3 PROPERTIES LIMITED | 5.5 yrs | London | Real estate | Aug-2025, Debts: £1.1m, Net Assets: £-69k, Staff: 1, Est PBT: £-58k |
| 09/02/2026 | PIBOB HOMES LTD | 5.1 yrs | South East | Building construction | Dec-2024, Net Assets: £-176k, Est PBT: £-102k |
| 02/02/2026 | FENROC SW LIMITED | 6 yrs | South West | Real estate | Mar-2025, Debts: £32k, Net Assets: £50k, Staff: 2, Est PBT: £9k |
| 06/02/2026 | HOUSE OF BRASS LIMITED | 22.4 yrs | East Midlands | Retail trade | Sep-2024, Trade Debtors: £13k, Debts: £189k, Net Assets: £386k, Staff: 4 |
| 03/02/2026 | SAMUEL PROPERTIES | 6.7 yrs | South West | Real estate | Mar-2025, Debts: £462k, Net Assets: £37k, Staff: 1 |