Other banks
December 2025
5th in cohort
United Trust Bank
December 2025 debenture analysis for United Trust Bank. Other banks cohort, ranked 5th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 44 | 28 | 74 | 63 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 5.5 | £417k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 44 |
| Building construction | 14 |
| Office & business support | 3 |
| Financial services | 1 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 26 |
| South East | 16 |
| East of England | 5 |
| Yorkshire / Humber | 4 |
| North West | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/12/2025 | HEATHROW HOUSE LIMITED | 4.2 yrs | London | Real estate | Dec-2024, Trade Debtors: £20k, Debts: £16.1m, Net Assets: £1.8m, Staff: 2 |
| 08/12/2025 | GRADE8 LIMITED | 8.5 yrs | London | Real estate | Mar-2025, Trade Debtors: £12k, Debts: £19.1m, Net Assets: £16.9m, Staff: 2 |
| 19/12/2025 | NEWETT LIMITED | 7.6 yrs | Yorkshire / | Real estate | Mar-2025, Trade Debtors: £1k, Debts: £4.9m, Net Assets: £22.8m, Est PBT: £-1.8m |
| 30/12/2025 | GOLD WYNN HEATHROW | 5.8 yrs | London | Building construction | Dec-2024, Net Assets: £-2.2m, Staff: 2, Est PBT: £8.8m |
| 03/12/2025 | 55VS NO | 2 yrs | LIMITED 12.1 South East | - | Mar-2023, Turnover: £790k, Trade Debtors: £5k, Debts: £15.2m, Net Assets: £4.1m |
| 30/12/2025 | HEATHROW HOUSE HOLDINGS | 4.2 yrs | London | Financial services | Dec-2024, Net Assets: £-43k, Staff: 2, Est PBT: £-23k |
| 01/12/2025 | LGP WALTHAMSTOW LIMITED | 4.3 yrs | London | Building construction | Dec-2024, Other debts: £9.5m, Net Assets: £-14k, Staff: 3, Est PBT: £6k |
| 24/12/2025 | NACROPOLIS (LANGLEY) LTD | 9.2 yrs | London | Building construction | Dec-2024, Net Assets: £1.5m, Staff: 2, Est PBT: £282k |
| 18/12/2025 | LYNCHWOOD DEVELOPMENTS | 4.3 yrs | East of England | Building construction | Dec-2024, Other debts: £1.6m, Net Assets: £-281k, Staff: 2, Est PBT: £-197k |
| 24/12/2025 | NACROPOLIS (BH) LTD | 3.1 yrs | London | - | Dec-2024, Trade Debtors: £10k, Debts: £2.0m, Net Assets: £-233k, Staff: 2 |