Other banks
August 2025
8th in cohort
United Trust Bank
August 2025 debenture analysis for United Trust Bank. Other banks cohort, ranked 8th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 30 | 61 | 50 | 33 | -52% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| United Trust Bank | 5.5 | £417k |
| Cohort average | 11.3 | £44.7m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 31 |
| Head offices & consultancy | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 15 |
| South East | 15 |
| Midlands | 1 |
| East Midlands | 1 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 18/08/2025 | THE LIFE LESS ORDINARY | 8.6 yrs | London | Head offices & consultancy | Mar-2025, Turnover: £10.0m, Trade Debtors: £35k, Debts: £16.7m, Net Assets: £5.8m |
| 20/08/2025 | RIVERS BIRTWELL LIMITED | 12.3 yrs | South East | Real estate | Sep-2024, Debts: £22k, Other debts: £6.7m, Net Assets: £386k, Staff: 9, Est PBT: £-149k |
| 20/08/2025 | CARTRA LIMITED | 2.8 yrs | South East | Real estate | Sep-2024, Debts: £4.6m, Net Assets: £3.0m, Est PBT: £-864k |
| 20/08/2025 | ARDRA LTD | 7.2 yrs | South East | Real estate | Sep-2024, Debts: £5.0m, Net Assets: £2.3m, Staff: 2, Est PBT: £-312k |
| 28/08/2025 | MODIAL LTD | 7.1 yrs | South East | Real estate | Sep-2024, Debts: £4.7m, Other debts: £11k, Net Assets: £1.8m, Staff: 2, Est PBT: £77k |
| 07/08/2025 | DATOO PARTNERSHIP LTD | 3.2 yrs | South East | Real estate | Mar-2025, Debts: £2.8m, Net Assets: £3.0m, Staff: 2, Est PBT: £59k |
| 19/08/2025 | HOMES BY ME LIMITED | 4.8 yrs | London | Real estate | Nov-2024, Net Assets: £-20k, Staff: 1, Est PBT: £-19k |
| 20/08/2025 | BELLA & SONS LIMITED | 3.1 yrs | London | Real estate | Jul-2025, Net Assets: £8k, Staff: 1, Est PBT: £39k |
| 22/08/2025 | MLHC LTD | 1.8 yrs | London | Real estate | Dec-2024, Net Assets: £0k, Est PBT: £0k |
| 04/08/2025 | STONEBUILD ESTATE LIMITED | 3.1 yrs | London | Real estate | Jun-2024, Debts: £1.4m, Net Assets: £-285k, Est PBT: £-332k |