ABL + Invoice Finance
October 2025
8th in cohort
Ultimate Finance
October 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 8th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 11 | 7 | 20 | +65% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 6 |
| Financial services | 3 |
| Wholesale trade | 2 |
| Head offices & consultancy | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 5 |
| Midlands | 4 |
| East of England | 4 |
| South East | 3 |
| North East | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/10/2025 | AJWG LIMITED | 6.5 yrs | East of England | Head offices & consultancy | Mar-2024, Turnover: £22.7m, Trade Debtors: £4.6m, Debts: £1.2m, Net Assets: £1.1m |
| 31/10/2025 | CLUGSTON DISTRIBUTION | 20.3 yrs | Yorkshire / | Land transport & logistics | Mar-2024, Turnover: £21.3m, Trade Debtors: £4.5m, Debts: £1.2m, Net Assets: £2.8m |
| 01/10/2025 | THE GROUNDS CARE GROUP | 16.9 yrs | South East | Office & business support | Dec-2024, Trade Debtors: £758k, Debts: £951k, Net Assets: £903k, Staff: 55 |
| 17/10/2025 | MK CONSTRUCTION | 5.3 yrs | Yorkshire / | - | Dec-2024, Trade Debtors: £1.3m, Debts: £1.1m, Net Assets: £-57k, Staff: 15 |
| 06/10/2025 | IMPERIUM AUTOMATION LTD | 5.5 yrs | East of England | Repair / installation | Mar-2025, Trade Debtors: £1.2m, Net Assets: £1.6m, Staff: 14, Est PBT: £653k |
| 14/10/2025 | WELLAHEAD ENGINEERING | 27.7 yrs | Scotland | Fabricated metal products | Jun-2025, Trade Debtors: £592k, Net Assets: £2.0m, Staff: 19, Est PBT: £169k |
| 22/10/2025 | ARBOR DIVISION LTD | 19.6 yrs | North East | - | Mar-2025, Trade Debtors: £164k, Debts: £2.2m, Net Assets: £148k, Staff: 21 |
| 23/10/2025 | MARTYN PRICE (BOLTS & NUTS) | 53.7 yrs | Midlands | - | Jun-2025, Trade Debtors: £445k, Debts: £271k, Net Assets: £903k, Staff: 16 |
| 14/10/2025 | SELECTIVE RECRUITMENT | 28.9 yrs | London | Employment services | Dec-2024, Net Assets: £709k, Staff: 8, Est PBT: £-115k |