ABL + Invoice Finance
November 2025
18th in cohort
Ultimate Finance
November 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 18th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 8 | 13 | 9 | -44% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 3 |
| Employment services | 2 |
| Unknown | 1 |
| Office & business support | 1 |
| Land transport & logistics | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 3 |
| South East | 2 |
| Scotland | 1 |
| Midlands | 1 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/11/2025 | LAW ABSOLUTE LIMITED | 22.2 yrs | London | Employment services | Dec-2023, Trade Debtors: £2.4m, Debts: £446k, Other debts: £2.0m |
| 05/11/2025 | MASONS SCAFFOLDING LTD | 31.9 yrs | London | - | Dec-2024, Trade Debtors: £835k, Debts: £2.2m, Net Assets: £2.7m, Staff: 12 |
| 14/11/2025 | REGAL ALUMINIUM LIMITED | 2.6 yrs | East Midlands | Specialist construction | Apr-2025, Trade Debtors: £258k, Other debts: £0k, Net Assets: £176k, Staff: 27 |
| 14/11/2025 | FACTOTUM GROUP LLP | 5.7 yrs | South East | - | Mar-2024, Trade Debtors: £294k, Debts: £136k, Net Assets: £44k, Staff: 26 |
| 11/11/2025 | LGS INVESTMENTS LIMITED | 3.2 yrs | Midlands | Real estate | Aug-2024, Debts: £657k, Net Assets: £-213k, Est PBT: £-267k |
| 25/11/2025 | BASE METAL ROOFING LIMITED | 10.3 yrs | Scotland | Specialist construction | Mar-2025, Net Assets: £157k, Staff: 5, Est PBT: £33k |
| 11/11/2025 | DMK14 LTD | 7 yrs | South East | Land transport & logistics | Nov-2024, Trade Debtors: £143k, Debts: £324k, Net Assets: £7k, Staff: 2, Est PBT: £-50k |
| 14/11/2025 | LAW ABSOLUTE RECRUITMENT | 0.1 yrs | London 0 Employment services LTD | - | - |
| 11/11/2025 | STYLEWISE GROUP HOLDINGS | 0.8 yrs | North West 0 Office & business support LTD | - | - |