ABL + Invoice Finance
May 2025
6th in cohort
Ultimate Finance
May 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 6th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 14 | 12 | 23 | +48% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 6 |
| Specialist construction | 4 |
| Financial services | 2 |
| Beverage manufacturing | 1 |
| Public sector & defence | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| Midlands | 4 |
| Yorkshire / Humber | 4 |
| East of England | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/05/2025 | EMBASSY SITE SERVICES UK | 15 yrs | South East | Specialist construction | Aug-2024, Turnover: £18.3m, Trade Debtors: £3.9m, Debts: £413k, Net Assets: £4.7m |
| 07/05/2025 | STRATA STONES LIMITED | 20.7 yrs | East of England | - | Mar-2025, Trade Debtors: £2.2m, Debts: £1.5m, Net Assets: £1.9m, Staff: 21 |
| 19/05/2025 | BRECON CARREG LTD | 5.7 yrs | Wales | Beverage manufacturing | Dec-2024, Trade Debtors: £1.6m, Debts: £19k, Other debts: £661k, Net Assets: £1.3m |
| 08/05/2025 | LEADER RECRUITMENT GROUP | 4.8 yrs | Yorkshire / | Employment services | Aug-2024, Trade Debtors: £486k, Debts: £327k, Net Assets: £-51k, Staff: 21 |
| 01/05/2025 | CH SUPPLIES LIMITED | 6.2 yrs | London | Employment services | Aug-2024, Net Assets: £127k, Staff: 16, Est PBT: £88k |
| 28/05/2025 | MOTION SAFE LIMITED | 3.6 yrs | North West | Public sector & defence | Mar-2025, Trade Debtors: £43k, Net Assets: £56k, Staff: 15, Est PBT: £-8k |
| 15/05/2025 | BEST ENVIRONMENTAL | 10 yrs | South East | Environmental services | May-2025, Trade Debtors: £267k, Debts: £26k, Net Assets: £115k, Staff: 7 |
| 15/05/2025 | GRAVES AIRCRAFT | 40.7 yrs | Midlands | Manufacturing (other) | Aug-2024, Trade Debtors: £146k, Debts: £36k, Net Assets: £737k, Staff: 9 |
| 01/05/2025 | ELEMENTS OF FRAGRANCE | 4.6 yrs | Midlands | Chemicals | Dec-2024, Net Assets: £-35k, Staff: 8, Est PBT: £-41k |
| 28/05/2025 | NATIONAL UTILITIES LTD | 9.3 yrs | North West | Civil engineering | Mar-2024, Net Assets: £27k, Staff: 7, Est PBT: £25k |