ABL + Invoice Finance
July 2025
10th in cohort
Ultimate Finance
July 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 10th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 10 | 11 | 19 | +42% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 5 |
| Wood products | 3 |
| Employment services | 2 |
| Waste management | 1 |
| Membership organisations | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 4 |
| South East | 4 |
| East of England | 3 |
| Midlands | 3 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/07/2025 | B I HALDER & SON LIMITED | 23.8 yrs | Yorkshire / | Land transport & logistics | Dec-2023, Trade Debtors: £1.4m, Net Assets: £185k, Staff: 46, Est PBT: £-52k |
| 22/07/2025 | CENTRAL JOINERY LIMITED | 32.3 yrs | Midlands | - | Mar-2025, Trade Debtors: £416k, Debts: £344k, Net Assets: £1.6m, Staff: 40 |
| 21/07/2025 | YORKSHIRE TIMBER AND | 19.4 yrs | Yorkshire / | - | Apr-2025, Trade Debtors: £931k, Debts: £71k, Net Assets: £2.5m, Staff: 27 |
| 22/07/2025 | CENTRAL JOINERY GROUP LTD | 8 yrs | Midlands | Wood products | Mar-2025, Net Assets: £1.1m, Est PBT: £-565k |
| 25/07/2025 | GHD CONTRACTING LTD | 10.3 yrs | London | - | Jun-2025, Trade Debtors: £801k, Debts: £367k, Net Assets: £838k, Staff: 5 |
| 03/07/2025 | QUICK WASTE LIMITED | 6.7 yrs | South East | Waste management | Oct-2024, Net Assets: £1.2m, Staff: 27, Est PBT: £466k |
| 10/07/2025 | LANMAX PLANT TRANSPORT | 13.3 yrs | South East | Land transport & logistics | Mar-2025, Trade Debtors: £505k, Net Assets: £924k, Staff: 13, Est PBT: £-95k |
| 17/07/2025 | KCW WINDOWS LTD | 16.4 yrs | East of England | - | Mar-2025, Trade Debtors: £169k, Debts: £183k, Other debts: £37k, Net Assets: £515k |
| 22/07/2025 | CENTRAL SPECIALIST JOINERY | 53 yrs | Midlands | Wood products | Mar-2025, Trade Debtors: £174k, Debts: £12k, Net Assets: £1.1m, Staff: 16, Est PBT: £-71k |
| 28/07/2025 | SYNCRO LOGISTICS LTD | 6.7 yrs | East of England | Logistics & warehousing | Jan-2025, Trade Debtors: £399k, Net Assets: £16k, Staff: 8, Est PBT: £12k |