ABL + Invoice Finance
January 2026
18th in cohort
Ultimate Finance
January 2026 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 18th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 11 | 17 | 12 | 8 | -4 | -33% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 15.9 | £715k |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 1 |
| Information services | 1 |
| Retail trade | 1 |
| Repair / installation | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 3 |
| South East | 2 |
| Yorkshire / Humber | 1 |
| Scotland | 1 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 07/01/2026 | OMNIAMED COMMUNICATIONS | 22.7 yrs | London | Education | Dec-2023, Turnover: £9.2m, Trade Debtors: £2.0m, Debts: £296k, Other debts: £823k |
| 29/01/2026 | WOODLARK NURSERIES | 30.8 yrs | South East | Retail trade | Dec-2025, Trade Debtors: £568k, Debts: £150k, Net Assets: £233k, Staff: 49 |
| 26/01/2026 | SPECTRAGLASS LIMITED | 42.4 yrs | Scotland | - | Nov-2024, Trade Debtors: £498k, Debts: £793k, Other debts: £197k, Net Assets: £1.0m |
| 07/01/2026 | OXBRIDGE SOLUTIONS LIMITED | 34.8 yrs | London | Information services | Dec-2023, Trade Debtors: £335k, Net Assets: £2.8m, Est PBT: £3.5m |
| 02/01/2026 | AA TOOLS LTD | 11.2 yrs | Yorkshire / | Repair / installation | Oct-2024, Trade Debtors: £189k, Debts: £153k, Net Assets: £207k, Staff: 8 |
| 26/01/2026 | COMPAS75 LIMITED | 10.5 yrs | Midlands | Land transport & logistics | Jul-2024, Trade Debtors: £171k, Debts: £93k, Net Assets: £49k, Staff: 2, Est PBT: £4k |
| 14/01/2026 | ASHWOOD BUILDERS | 0.5 yrs | London 0 Wholesale trade MERCHANT LTD | - | - |