ABL + Invoice Finance
January 2025
13th in cohort
Ultimate Finance
January 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 13th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 11 | 17 | 12 | -42% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 9.7 | £140k |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 3 |
| IT programming / consulting | 1 |
| Office & business support | 1 |
| Wholesale trade | 1 |
| Personal services | 1 |
Top Regions
| Region | Count |
|---|---|
| South West | 3 |
| South East | 3 |
| Scotland | 1 |
| Yorkshire / Humber | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 21/01/2025 | TIME PERSONNEL RECRUITMENT LIMITED | 13.2 yrs | South West | Employment services | Dec-2023, Trade Debtors: £63k, Debts: £41k, Net Assets: £-260k, Staff: 103 |
| 23/01/2025 | AB SOLAR LTD | 2.7 yrs | South East | Wholesale trade | Apr-2025, Trade Debtors: £1.1m, Debts: £363k, Net Assets: £282k, Staff: 8, Est PBT: £220k |
| 23/01/2025 | TEMP LABOUR LTD | 18.5 yrs | Midlands | Employment services | May-2023, Net Assets: £31k, Staff: 35, Est PBT: £21k |
| 17/01/2025 | MEDIAVISION INTERACTIVE LTD | 21.2 yrs | London | IT programming / consulting | Aug-2024, Trade Debtors: £522k, Debts: £86k, Net Assets: £707k, Staff: 31 |
| 17/01/2025 | BIFOLD UK LIMITED | 17.3 yrs | South West | Rubber & plastics | Mar-2025, Trade Debtors: £61k, Debts: £92k, Net Assets: £47k, Staff: 22, Est PBT: £-115k |
| 13/01/2025 | CCBS REALISATIONS LIMITED | 15.1 yrs | South West | Office & business support | Dec-2024, Net Assets: £-71k, Staff: 16, Est PBT: £-49k |
| 27/01/2025 | EXCEL DRAINAGE LTD | 4.5 yrs | East of England | Sewerage | Aug-2024, Trade Debtors: £65k, Debts: £822k, Net Assets: £524k, Staff: 2 |
| 31/01/2025 | COMM COMMERCIAL CONTRACTORS LTD | 7.3 yrs | North West | Building construction | Dec-2024, Trade Debtors: £265k, Debts: £185k, Net Assets: £202k, Staff: 9, Est PBT: £113k |
| 23/01/2025 | WRIGHTS LANDSCAPES GROUP LTD | 8.2 yrs | South East | Property & facilities services | Nov-2024, Trade Debtors: £259k, Debts: £40k, Other debts: £132k, Net Assets: £120k, Staff: 6, Est PBT: £74k |
| 21/01/2025 | STR FIRST LTD | 1.7 yrs | Scotland | Land transport & logistics | May-2025, Net Assets: £78k, Staff: 4, Est PBT: £18k |