ABL + Invoice Finance
December 2025
21st in cohort
Ultimate Finance
December 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 21st.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 6 | 1 | 12 | 6 | -100% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 1 |
| Fabricated metal products | 1 |
| Telecommunications | 1 |
| Civil engineering | 1 |
Top Regions
| Region | Count |
|---|---|
| Yorkshire / Humber | 3 |
| North West | 3 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/12/2025 | PAN WORLD BRANDS LIMITED | 36.4 yrs | North West | Wholesale trade | Apr-2025, Trade Debtors: £1.4m, Debts: £260k, Other debts: £3.5m, Net Assets: £1.2m |
| 23/12/2025 | WOLFENDEN CONCRETE | 7.8 yrs | North West | Financial services | Mar-2025, Net Assets: £-8k, Staff: 1 |
| 23/12/2025 | JOHN NORTON FABRICATIONS | 16 yrs | Yorkshire / | Fabricated metal products | Oct-2024, Trade Debtors: £114k, Debts: £80k, Net Assets: £436k, Staff: 11 |
| 30/12/2025 | AA TOOLS GROUP LIMITED | 6.7 yrs | Yorkshire / | Civil engineering | Oct-2024, Trade Debtors: £0k, Debts: £5k, Net Assets: £0k, Est PBT: £-4k |
| 23/12/2025 | CQUENT LTD | 2.8 yrs | Yorkshire / | Telecommunications | Feb-2025, Net Assets: £30k, Staff: 1, Est PBT: £-12k |
| 08/12/2025 | SLIDERS UK (DOORS & | 1.9 yrs | North West 0 Manufacturing (metal) WINDOWS) LIMITED | - | - |