ABL + Invoice Finance
August 2025
11th in cohort
Ultimate Finance
August 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 11th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 12 | 12 | 10 | 13 | +23% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 4 |
| Employment services | 3 |
| Land transport & logistics | 2 |
| Specialist construction | 2 |
| Retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| North East | 4 |
| South West | 2 |
| South East | 1 |
| North West | 1 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 11/08/2025 | ASTON TRANSITIONAL CARE | 10.9 yrs | Midlands | Residential care | Mar-2025, Trade Debtors: £281k, Net Assets: £1.5m, Staff: 119, Est PBT: £976k |
| 12/08/2025 | HARVEY ELECTRICAL SERVICES | 13.3 yrs | North East | Specialist construction | Mar-2025, Trade Debtors: £340k, Debts: £91k, Net Assets: £1.4m, Staff: 23 |
| 07/08/2025 | ACCOUNTANCY ACTION | 24.3 yrs | South East | Employment services | Jun-2024, Trade Debtors: £199k, Debts: £64k, Net Assets: £-13k, Staff: 23 |
| 07/08/2025 | KC CARPETS & FLOORING | 23.6 yrs | South West | Retail trade | Mar-2025, Trade Debtors: £554k, Debts: £115k, Net Assets: £313k, Staff: 17, Est PBT: £1k |
| 01/08/2025 | KENMAC HAULAGE LIMITED | 6.3 yrs | Wales | Land transport & logistics | Nov-2024, Trade Debtors: £502k, Net Assets: £-980k, Staff: 16, Est PBT: £-282k |
| 01/08/2025 | BEACHES LOGISTICS (NORTH | 8 yrs | North West | Land transport & logistics | Dec-2024, Trade Debtors: £425k, Debts: £0k, Net Assets: £47k, Staff: 15 |
| 07/08/2025 | CRE HOLDINGS LIMITED | 6.9 yrs | South West | Financial services | Mar-2025, Net Assets: £125k, Staff: 3 |
| 12/08/2025 | UNI-FLO SERVICES LIMITED | 35.8 yrs | Yorkshire / | Specialist construction | Oct-2024, Net Assets: £-3k, Staff: 3, Est PBT: £-367k |
| 12/08/2025 | SELARA CAPITAL HOLDINGS | 2.1 yrs | North East | Financial services | Jul-2024, Net Assets: £0k, Est PBT: £0k |
| 12/08/2025 | FERRO HARVEY RENEWABLES | 0.2 yrs | North East 0 Financial services LIMITED | - | - |