ABL + Invoice Finance
April 2025
9th in cohort
Ultimate Finance
April 2025 debenture analysis for Ultimate Finance. ABL + Invoice Finance cohort, ranked 9th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 8 | 16 | 20 | +20% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Ultimate Finance | 10.7 | £383k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 5 |
| Building construction | 3 |
| Head offices & consultancy | 2 |
| Specialist construction | 2 |
| Financial services | 2 |
Top Regions
| Region | Count |
|---|---|
| London | 4 |
| South East | 4 |
| Wales | 3 |
| East of England | 3 |
| Scotland | 2 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/04/2025 | ATL HOSPITALITY AND EVENTS | 2 yrs | South East | Food & beverage services | May-2024, Net Assets: £3k, Staff: 26, Est PBT: £0k |
| 01/04/2025 | BRITANNIA FIRE & SECURITY | 27.4 yrs | East of England | - | Apr-2025, Trade Debtors: £657k, Debts: £32k, Net Assets: £304k, Staff: 26 |
| 01/04/2025 | BFS TOPCO LIMITED | 0.9 yrs | East of England | Financial services | Apr-2025, Net Assets: £2.4m, Staff: 2, Est PBT: £516k |
| 01/04/2025 | SURREY TECH SERVICES | 10.6 yrs | London | Specialist construction | Sep-2025, Trade Debtors: £368k, Debts: £69k, Net Assets: £106k, Staff: 20, Est PBT: £1k |
| 28/04/2025 | SOUTHCOAST BUILDING | 6.1 yrs | South East | Building construction | Mar-2025, Trade Debtors: £245k, Debts: £145k, Other debts: £186k, Net Assets: £1k |
| 28/04/2025 | VELTA CONSTRUCTION | 5.6 yrs | Wales | Building construction | Jul-2024, Trade Debtors: £216k, Debts: £237k, Net Assets: £736k, Staff: 11 |
| 16/04/2025 | PROACTIVE RECRUITMENT | 28.4 yrs | London | Employment services | Dec-2024, Trade Debtors: £364k, Debts: £54k, Net Assets: £417k, Staff: 6, Est PBT: £6k |
| 10/04/2025 | IRM-GROUP LTD | 1.2 yrs | Yorkshire / | Environmental services | Mar-2025, Trade Debtors: £352k, Debts: £732k, Other debts: £100k, Net Assets: £51k |
| 17/04/2025 | NORTHANTS FLUID POWER | 16.6 yrs | East of England | - | Jun-2024, Trade Debtors: £302k, Debts: £1k, Net Assets: £806k, Staff: 7 |
| 01/04/2025 | ERP RESOURCE BASE LIMITED | 20.8 yrs | London | Employment services | Dec-2024, Trade Debtors: £88k, Debts: £125k, Net Assets: £47k, Staff: 4 |