Property Specialist
September 2025
2nd in cohort
Together Commercial Finance
September 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 295 | 368 | 512 | 699 | +27% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 591 |
| Building construction | 36 |
| Specialist construction | 9 |
| Financial services | 9 |
| Accommodation | 9 |
Top Regions
| Region | Count |
|---|---|
| London | 130 |
| North West | 119 |
| South East | 108 |
| Scotland | 99 |
| Midlands | 77 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/09/2025 | STUDENT SHACK LIMITED | 21.6 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 30/09/2025 | ASUS INVESTMENTS LTD | 8.9 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 05/09/2025 | PARK PROPERTIES HOUSING | 7.7 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 17/09/2025 | GROLAR DEVELOPMENTS | 8 yrs | North West | - | Mar-2024, Turnover: £1.9m, Trade Debtors: £67k, Debts: £23k, Other debts: £3.3m |
| 22/09/2025 | GLENTROOL LAND | 10.6 yrs | Yorkshire / | Building construction | Mar-2025, Net Assets: £-5.1m, Staff: 5 |
| 29/09/2025 | PREMIER ACCESS SOLUTIONS | 16.5 yrs | Midlands | Office & business support | Aug-2025, Trade Debtors: £3.0m, Debts: £1.6m, Net Assets: £4.0m, Staff: 43 |
| 03/09/2025 | STANMORE HOSPITALITY | 2.5 yrs | London | Financial services | Mar-2025, Net Assets: £-17k, Staff: 103, Est PBT: £29k |
| 22/09/2025 | UPSTIX TECHNOLOGIES LTD | 4.6 yrs | Midlands | Real estate | Sep-2024, Turnover: £17.8m, Trade Debtors: £7k, Other debts: £14.0m |
| 29/09/2025 | JMAIL ASSETS LIMITED | 18.5 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 29/09/2025 | SEAHORSE HOMES | 2 yrs | LIMITED 4.5 North West | Real estate | Mar-2025, Debts: £82k, Net Assets: £653k, Staff: 2, Est PBT: £293k |