Property Specialist
November 2025
2nd in cohort
Together Commercial Finance
November 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 357 | 430 | 576 | 680 | +15% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 564 |
| Building construction | 49 |
| Accommodation | 14 |
| Retail trade | 7 |
| Specialist construction | 6 |
Top Regions
| Region | Count |
|---|---|
| North West | 131 |
| South East | 107 |
| London | 103 |
| Midlands | 91 |
| Scotland | 74 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/11/2025 | RUTTLE PLANT HOLDINGS | 48.1 yrs | North West | Head offices & consultancy | Sep-2024, Trade Debtors: £144k, Debts: £19.0m, Net Assets: £8.7m, Est PBT: £-3.1m |
| 24/11/2025 | ASUS INVESTMENTS LTD | 9.1 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 28/11/2025 | PARK PROPERTIES HOUSING | 8 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 05/11/2025 | MREI | 1 yrs | LTD 3.2 North East | Real estate | Sep-2024, Trade Debtors: £23k, Net Assets: £-143k, Staff: 1, Est PBT: £-70k |
| 17/11/2025 | MAURICE LAURENT LIMITED | 13.4 yrs | London | Real estate | Jul-2024, Net Assets: £390k, Est PBT: £324k |
| 07/11/2025 | INVESTMENT STREET LTD | 12.1 yrs | South East | Real estate | Mar-2025, Debts: £12.5m, Net Assets: £6.3m, Staff: 10, Est PBT: £-1.1m |
| 19/11/2025 | BROOKE HOUSE COLLEGE | 6.5 yrs | East Midlands | Education | Aug-2024, Turnover: £7.5m, Trade Debtors: £201k, Debts: £337k, Net Assets: £5.7m |
| 03/11/2025 | UPSTIX TECHNOLOGIES LTD | 4.7 yrs | Midlands | Real estate | Sep-2024, Turnover: £17.8m, Trade Debtors: £7k, Other debts: £14.0m |
| 19/11/2025 | LIMAVADY PROPERTY | 6.5 yrs | East Midlands | Real estate | Aug-2024, Net Assets: £437k, Staff: 2, Est PBT: £-5k |
| 05/11/2025 | WAINFORD HOLDINGS LIMITED | 29.1 yrs | South East | Financial services | Mar-2025, Trade Debtors: £14k, Debts: £4.0m, Net Assets: £9.4m, Staff: 9 |